12370 Bell Rd, Burt, MI 48417 Property Records

Saginaw County property record for 12370 Bell Rd, Burt, MI 48417

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,092 sqft · built 1974
Lot Size2 acres (87,120 sqft)
OwnerIndividual Name on Record
Last Sale$195,000 (Jul 2026)
Tax Bill$3,180 (2025)
Deeds & MortgagesJul 2026 Sale & Mortgage
Oct 2019 Transfer
Flood ZoneZone X (minimal risk)
APN27-10-5-29-1004-003

Property Details

APN / Parcel Number

Primary APN27-10-5-29-1004-003

Interior

Full Baths1 Bath
Building Area1,092 sqft Living Area
1st Floor Area1,092 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Architectural StyleRaised Ranch
Lot Area87,120 sqft (2 acres)
Garage Area480 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address12370 BELL RD
CityBURT
StateMI
Zip48417-9702
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBEG AT A PT ON E LINE OF SD SEC WHICH IS 1091.72 FT N 00?03'20" W OF E 1/4 CORN OF SD SEC TH S 89?56'36" W PARA WITH N 1/8
Legal Range05E
Legal Township10N
Legal Section29
JurisdictionSAGINAW MI
Township / Civil DivisionTAYMOUTH
Census Block Group2
Census Block2030
Census Tract13000

Owner

Source: Saginaw County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address12370 BELL RD, BURT, MI 48417-9702
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Woman

Deeds, Mortgages & Sale History

DateDocument
Jul 1, 2026Warranty Deed, Transfer · Conventional Mortgage
FRANKENMUTH CREDIT UNION
Oct 8, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 1, 2026 · Amount on Record
Deed SaleJul 1, 2026 · Amount on Record
Deed Document Number202617524
Prior Transfer DateOct 7, 2019
Prior Transfer Doc0000025127
Record UpdatedOct 29, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSAGINAW MI
Recording DateJul 1, 2026
Property Address12370 BELL RD, BURT, MI 48417-9702
Document Number0000017524
Instrument DateJun 30, 2026
Instrument202617524
Transaction TypeTransfer
Record UpdatedJul 8, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$147,712.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12370 BELL RD, BURT, MI 48417-9702

Mortgage

Document Number0000017525,
DateJul 1, 2026
Instrument202617525
Lender
NameFRANKENMUTH CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2056
Interest
Rate TypeFixed Rate
Rate6.51%
Initial TypeFixed Rate
Max Rate-1%

October 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAGINAW MI
Recording DateOct 8, 2019
Property Address12370 BELL RD, BURT, MI 48417-9702
Document Number0000025127
Instrument DateOct 7, 2019
Instrument25127
Transaction TypeTransfer
Record UpdatedSep 14, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address13065 LARKSPUR DR BURT MI 484179632, BURT, MI 48417-9632

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountySaginaw County
County SubdivisionTaymouth Township
Unified School DistrictBirch Run Area School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$87,000 (+27.19%)$174,000 (+27.19%)
2025$3,180.00 (+16.83%)
2023$68,400$136,800
2022$2,722.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims2 (1985–1986)
Claims Outside the SFHA1 of 2
Most Recent ClaimSep 1986 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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