12443 Lemon Crest Dr, Lakeside, CA 92040 Property Records

San Diego County property record for 12443 Lemon Crest Dr, Lakeside, CA 92040

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,304 sqft · built 1978
Lot Size	3.51 acres (152,896 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,300,000 (Apr 2024)
Tax Bill	$15,902 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Mar 2024 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`394-421-04-00`

Property Details

APN / Parcel Number

Primary APN	`394-421-04-00`
Alternative APN	`3944202600`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,304 sqft Living Area

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Lot Area	152,896 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	3944202600
Street Address	12443 LEMON CREST DR
City	LAKESIDE
State	CA
Zip	92040-4127
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 128 3.51 AC M/L IN TR 000289
Legal Subdivision	EL CAJON VALLEY COS LANDS
Legal Tract	000289
Legal Block	1
Legal Lot Number	128
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1001
Census Tract	16807

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12443 LEMON CREST DR, LAKESIDE, CA 92040-4127
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2024	Intrafamily Transfer, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 4, 2024	Deed of Trust, Mortgage · Line of Credit HOMETRUST BANK
Mar 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Apr 13, 2020	Deed of Trust, Mortgage · Line of Credit HOMETRUST BK
Apr 16, 2020	Grant Deed, Transfer · Line of Credit HOMETRUST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 2024 · Amount on Record
Deed Sale	Apr 17, 2024 · Amount on Record
Prior Sale	Apr 16, 2020 · Amount on Record
Deed Document Number	202494813
Record Updated	Sep 20, 2026

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 17, 2024
Property Address	12443 LEMON CREST DR, LAKESIDE, CA 92040-4127
Document Number	0000094813
Map Reference	MAP 289
Instrument Date	Mar 28, 2024
Instrument	2024-0094813
Transaction Type	Transfer
Record Updated	Apr 30, 2024
Title Company	PACIFIC VA TITLE, PACIFIC COAST TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	12443 LEMON CREST DR, LAKESIDE, CA 92040-4127

Mortgage

Document Number	0000094814
Date	Apr 17, 2024
Instrument	2024-0094814

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12443 LEMON CREST DR, LAKESIDE, CA 92040-4127
Transaction Type	Mortgage
Record Updated	Mar 12, 2024
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2015 HIDDEN CREST DR, EL CAJON, CA 92019-3655

Mortgage

Document Number	0000054054
Date	Mar 4, 2024
Instrument	2024-0054054

Lender

Name	HOMETRUST BANK
Type	Bank
Address	ASHEVILLE, NC 28802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 3, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12443 LEMON CREST DR, LAKESIDE, CA 92040-4127
Transaction Type	Mortgage
Record Updated	Mar 26, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12443 LEMON CREST DR, LAKESIDE, CA 92040-4127

Mortgage

Document Number	0000209869
Date	Mar 17, 2021
Instrument	2021-0209869

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12443 LEMON CREST DR, LAKESIDE, CA 92040-4127
Document Number	0000194205
Instrument Date	Apr 13, 2020
Transaction Type	Mortgage
Record Updated	Apr 30, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2015 HIDDEN CREST DR EL CAJON CA 920193655, EL CAJON, CA 92019-3655

Mortgage

Document Number	0000194205
Date	Apr 16, 2020
Instrument	194205

Lender

Name	HOMETRUST BK
Type	Bank
Address	ASHEVILLE, NC 28802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 15, 2050

Interest

Rate Type	Adjustable Rate

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 16, 2020
Property Address	12443 LEMON CREST DR, LAKESIDE, CA 92040-4127
Document Number	0000194203
Map Reference	MAP 289
Instrument Date	Apr 7, 2020
Instrument	2020-0194203
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	12443 LEMON CREST DR, LAKESIDE, CA 92040-4127

Mortgage

Document Number	0000194205
Date	Apr 16, 2020
Instrument	2020-0194205

Lender

Name	HOMETRUST BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Mortgage

Document Number	0000194204
Date	Apr 16, 2020
Instrument	2020-0194204

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Lakeside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,352,520 (+2%) Land $728,280 Building $624,240
2025	$15,902.00 (+48.56%) Homeowner's exemption	$1,326,000 (+48.41%) Land $714,000 Building $612,000
2023	$10,704.00 (+1.52%)	$893,499 Land $270,932 Building $622,567
2022	$10,544.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	20 (1978–1985)
Most Recent Claim	Nov 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 70% of California
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKESIDE WD private · serves 35,500 people · EPA ID CA3710013
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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