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12443 Current Dr, Charlotte, NC 28278 Property Records

Mecklenburg County property record for 12443 Current Dr, Charlotte, NC 28278

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,582 sqft · built 2017
Lot Size0.242 acres (10,543 sqft)
OwnerIndividual Name on File
Last Sale$502,000 (Oct 2021)
Tax Bill$2,975 (2023)
Deeds & MortgagesOct 2021 Sale & Mortgage
Feb 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN199-162-33

Property Details

APN / Parcel Number

Primary APN199-162-33

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,582 sqft Heated Area

Exterior

Year BuiltBuilt 2017
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Lot Area10,543 sqft (0.242 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number199-162-33
Street Address12443 CURRENT DR
CityCHARLOTTE
StateNC
Zip28278-6953
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMX-1(INNOV)
Legal DescriptionL106 M60-414 THRU 416
Legal SubdivisionCHAPEL COVE SUB PH 4B MAP 1
Legal Lot Number106
JurisdictionMECKLENBURG NC
Township / Civil Division3, STEELE CREEK
Census Block Group1
Census Block1026
Census Tract5908

Owner

12443 Current Dr is owned and occupied by an individual who bought it in October 2021.

Source: Mecklenburg County records, as of May 24, 2023

Owner of RecordIndividual Name on File
Mailing Address12443 CURRENT DR, CHARLOTTE, NC 28278-6953
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 5, 2021Warranty Deed, Transfer · Conventional Mortgage
MORTGAGE ASSURANCE INC
Feb 27, 2018Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
ALLEN TATE MORTGAGE PARTNERS LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 5, 2021 · Amount on File
Deed SaleOct 5, 2021 · Amount on File
Prior SaleFeb 27, 2018 · Amount on File
Deed Document Number0036612943
Deed Book / Page36612 / 943
Record UpdatedJun 7, 2026

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateOct 5, 2021
Property Address12443 CURRENT DR, CHARLOTTE, NC 28278-6953
Document Number0000190993
Book / Page36612 / 943
Map ReferenceMB 60 PG 414-416
Instrument DateOct 5, 2021
Instrument2021190993
Transaction TypeTransfer
Record UpdatedMay 25, 2023
Title CompanyAUSTIN TITLE, AUSTIN TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,004.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2524 RAYNOR MCLAMB RD, LINDEN, NC 28356-8600

Transferred To (Grantee/Buyer)

NameVerified Name
Address12443 CURRENT DR, CHARLOTTE, NC 28278-6953

Mortgage

Document Number0000190994
DateOct 5, 2021
Instrument2021190994
Lender
NameMORTGAGE ASSURANCE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2051

February 2018: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionMECKLENBURG NC
Recording DateFeb 27, 2018
Property Address12443 CURRENT DR, CHARLOTTE, NC 28278-6953
Document Number0000022497
Book / Page32491 / 096
Map ReferenceMB60 PG414-416
Instrument DateFeb 27, 2018
Instrument2018022497
Transaction TypeSubdivision Related Transfer
Record UpdatedJun 15, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$720.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address11121 CARMEL COMMONS BLVD STE 450, 11121, CHARLOTTE, NC 28226-4498

Transferred To (Grantee/Buyer)

NameVerified Name
Address12443 CURRENT DR, CHARLOTTE, NC 28278-6953

Mortgage

Document Number0000022498
DateFeb 27, 2018
Instrument2018022498
Lender
NameALLEN TATE MORTGAGE PARTNERS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2048

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 12443 Current Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims1 (2023)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12443 Current Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T.

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