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12439 Current Dr, Charlotte, NC 28278 Property Records

Mecklenburg County property record for 12439 Current Dr, Charlotte, NC 28278

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,234 sqft · built 2017
Lot Size0.27 acres (11,762 sqft)
OwnerIndividual Name on Record
Last Sale$383,000 (Jan 2018)
Tax Bill$3,305 (2023)
Deeds & MortgagesApr 2020 Mortgage
Jan 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN199-162-32

Property Details

APN / Parcel Number

Primary APN199-162-32

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,234 sqft Heated Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2017
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Lot Area11,762 sqft (0.27 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number199-162-32
Street Address12439 CURRENT DR
CityCHARLOTTE
StateNC
Zip28278-6953
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMX-1(INNOV)
Legal DescriptionL105 M60-414 THRU 416
Legal SubdivisionCHAPEL COVE SUB PH 4B MAP 1
Legal Lot Number105
JurisdictionMECKLENBURG NC
Township / Civil Division3, STEELE CREEK
Census Block Group1
Census Block1026
Census Tract5908

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address12439 CURRENT DR, CHARLOTTE, NC 28278-6953
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 17, 2020Deed of Trust, Mortgage · Conventional Mortgage
HIGHLANDS RESIDENTIAL MORTGAGE LTD
Jan 31, 2018Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
PULTE MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 31, 2018 · Amount on Record
Deed SaleJan 31, 2018 · Amount on Record
Deed Document Number0032437919
Deed Book / Page32437 / 919
Record UpdatedJun 7, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address12439 CURRENT DR, CHARLOTTE, NC 28278-6953
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000053820
DateApr 17, 2020
Book Page34479/176
Instrument2020053820
Lender
NameHIGHLANDS RESIDENTIAL MORTGAGE LTD
TypeMortgage Company
AddressDALLAS, TX 75243
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2050

January 2018: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionMECKLENBURG NC
Recording DateJan 31, 2018
Property Address12439 CURRENT DR, CHARLOTTE, NC 28278-6953
Document Number0000011679
Book / Page32437 / 919
Map ReferenceMB60 PG414-416
Instrument DateJan 31, 2018
Instrument2018011679
Transaction TypeSubdivision Related Transfer
Record UpdatedJun 15, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$766.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address11121 CARE CPPMS BLVD, 11121, CHARLOTTE, NC 28226

Transferred To (Grantee/Buyer)

NameVerified Name
Address12439 CURRENT DR, CHARLOTTE, NC 28278-6953

Mortgage

Document Number0000011680
DateJan 31, 2018
Instrument2018011680
Lender
NamePULTE MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2048

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims1 (2023)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T.

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