1244 Clay St, Fleming Island, FL 32003 Property Records

Clay County property record for 1244 Clay St, Fleming Island, FL 32003

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,760 sqft · built 2006
Lot Size	0.141 acres (6,141 sqft)
Owner	Individual Name on Record
Last Sale	$202,000 (Nov 2020)
Tax Bill	$2,804 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
Flood Zone	Zone A (high risk)
APN	`38-05-26-014967-000-00`

Property Details

APN / Parcel Number

Primary APN	`38-05-26-014967-000-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,760 sqft Living Area
Gross Area	2,160 sqft
1st Floor Area	1,760 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	6,141 sqft (0.141 acres)
Lot Dimensions	123 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	400 sqft
Porch	Finished/Open Porch
Porch Area	160 sqft
Patio Area	126 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1244 CLAY ST
City	FLEMING ISLAND
State	FL
Zip	32003-9311
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 BLK 6A FLEMING ISLAND ESTATES OR 4380 PG 930
Legal Range	26E
Legal Township	05S
Legal Section	38
Legal Subdivision	FLEMING ISLAND ESTATES
Legal Block	6A
Legal Lot Number	6
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	2
Census Block	2003
Census Tract	30707

Owner

Source: Clay County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1244 CLAY ST, FLEMING ISLAND, FL 32003-9311
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 23, 2020 · Amount on Record
Deed Sale	Nov 23, 2020 · Amount on Record
Prior Sale	Jul 27, 2006 · Amount on Record
Deed Document Number	202061477
Deed Book / Page	4380 / 930
Record Updated	Oct 29, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Nov 23, 2020
Property Address	1244 CLAY ST, FLEMING ISLAND, FL 32003-9311
Document Number	0043800930
Book / Page	4380 / 930
Map Reference	MB 4 PG 63
Instrument Date	Nov 20, 2020
Instrument	2020061477
Transaction Type	Transfer
Record Updated	Feb 21, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,414.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4690 SADDLEHORN TRL, 4690, MIDDLEBURG, FL 32068-3272

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1244 CLAY ST, FLEMING ISLAND, FL 32003-9311

Mortgage

Document Number	0004380932
Date	Nov 23, 2020
Instrument	4380/932

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,804.00 (-4.43%) Homeowner's exemption	$224,037 (+5.99%)	$266,282 (-1.36%) Land $35,000 Building $231,282
2023	$2,934.00 (+7.39%) Homeowner's exemption	$211,383 (+3%)	$269,950 (+19.6%) Land $35,000 Building $234,950
2022	$2,732.00 Homeowner's exemption	$205,227	$225,719 Land $20,000 Building $205,719

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 20 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	20 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20