1238 Clay St, Fleming Island, FL 32003 Property Records

Clay County property record for 1238 Clay St, Fleming Island, FL 32003

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,760 sqft · built 2006
Lot Size0.141 acres (6,141 sqft)
Owner2 Individual Names on File
Last Sale$102,000 (Jun 2012)
Tax Bill$2,205 (2025)
Deeds & MortgagesFeb 2018 Mortgage
Jan 2017 Transfer
Flood ZoneZone A (high risk)
APN38-05-26-014966-000-00

Property Details

APN / Parcel Number

Primary APN38-05-26-014966-000-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area1,760 sqft Living Area
Gross Area2,160 sqft
1st Floor Area1,760 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialOther
Lot Area6,141 sqft (0.141 acres)
Lot Dimensions123 ft deep x 50 ft wide
Garage TypeAttached
Garage Area400 sqft
PorchFinished/Open Porch
Porch Area160 sqft
Patio Area126 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1238 CLAY ST
CityFLEMING ISLAND
StateFL
Zip32003-9311
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 5 BLK 6A FLEMING ISLAND ESTATES OR 3933 PG 2172
Legal Range26E
Legal Township05S
Legal Section38
Legal SubdivisionFLEMING ISLAND ESTATES
Legal Block6A
Legal Lot Number5
JurisdictionCLAY FL
Township / Civil DivisionORANGE PARK
Census Block Group2
Census Block2003
Census Tract30707

Owner

1238 Clay St is owned and occupied by two individuals who acquired it in January 2017.

Source: Clay County records, as of December 3, 2025

Owner of Record2 Individual Names on File
Mailing Address1238 CLAY ST, FLEMING ISLAND, FL 32003-9311
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 26, 2018Deed of Trust, Mortgage · FHA Mortgage
RP FUNDING INC
Jan 11, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 5, 2012 · Amount on File
Deed SaleJun 5, 2012 · Amount on File
Prior SaleJan 18, 2012
Deed Document Number201230004
Deed Book / Page3415 / 2082
Last Transfer DateJan 11, 2017
Transfer Doc0039332172
Record UpdatedJun 8, 2026

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Property Address1238 CLAY ST, FLEMING ISLAND, FL 32003-9311
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0040581504
DateFeb 26, 2018
Book Page4058/1504
Instrument2018009725
Lender
NameRP FUNDING INC
TypeMortgage Company
AddressMAITLAND, FL 32751
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueFeb 1, 2048

January 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCLAY FL
Recording DateJan 11, 2017
Property Address1238 CLAY ST, FLEMING ISLAND, FL 32003-9311
Document Number0039332172
Book / Page003933 / 002172
Instrument DateJan 11, 2017
Instrument1642
Transaction TypeTransfer
Record UpdatedMay 22, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1238 CLAY ST FLEMING ISLAND FL 320039311, FLEMING ISLAND, FL 32003-9311

Tax Assessment & Valuation

The 2025 property tax bill for 1238 Clay St was $2,205 with a homeowner's exemption, up 5% from the year before.

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyClay County
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,205.00 (+5%) Homeowner's exemption$184,752$266,284 Land $35,000 Building $231,284
2024$2,100.00 (-11.43%)
2023$2,371.00 (+8.51%) Homeowner's exemption$174,317 (+3%)$269,952 (+19.6%) Land $35,000 Building $234,952
2022$2,185.00 Homeowner's exemption$169,240$225,721 Land $20,000 Building $205,721

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1238 Clay St in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 20 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies20 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1238 Clay St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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