Appanoose County property record for 12438 Beech Dr, Moravia, IA 52571
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,200 sqft · built 2007 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $350,000 (Jul 2025) |
| Tax Bill | $1,956 (2026) |
| Deeds & Mortgages | Aug 2026 Mortgage Jul 2025 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 040142004400000 |
| Primary APN | 040142004400000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,200 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Metal |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|
| Street Address | 12438 BEECH DR |
|---|---|
| City | MORAVIA |
| State | IA |
| Zip | 52571-8868 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | LOT 2 BLK 9 LAKESHORE HEIGHTS |
| Legal Subdivision | LAKESHORE HEIGHTS |
| Legal Block | 9 |
| Legal Lot Number | 2 |
| Jurisdiction | APPANOOSE IA |
| Township / Civil Division | CHARITON |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 950200 |
Source: Appanoose County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12438 BEECH DR, MORAVIA, IA 52571-8868 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Aug 4, 2026 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Jul 23, 2025 | Warranty Deed, Transfer · VA Mortgage LOWER LLC |
| Jul 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PREMIER CU |
| Jan 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 23, 2025 · Amount on Record |
| Deed Sale | Jul 23, 2025 · Amount on Record |
| Prior Sale | Oct 4, 2016 · Amount on Record |
| Deed Document Number | 20251479 |
| Deed Book / Page | 2025 / 1479 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | APPANOOSE IA |
| Recording Date | Aug 4, 2026 |
| Property Address | 12438 BEECH DR, MORAVIA, IA 52571-8868 |
| Document Number | 0000001639 |
| Book / Page | 2026 / 1639 |
| Instrument Date | Jul 29, 2026 |
| Instrument | 20261639 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 12438 BEECH DR, MORAVIA, IA 52571-8868 |
| Document Number | 0000001639, |
|---|---|
| Date | Aug 4, 2026 |
| Book Page | 2026/1639 |
| Instrument | 20261639 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.43% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | APPANOOSE IA |
| Recording Date | Jul 23, 2025 |
| Property Address | 12438 BEECH DR, MORAVIA, IA 52571-8868 |
| Document Number | 02025/1479 |
| Book / Page | 2025 / 1479 |
| Map Reference | MB 102 PG 600 |
| Instrument Date | Jul 16, 2025 |
| Instrument | 2025 1479 |
| Transaction Type | Transfer |
| Record Updated | Oct 2, 2025 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $559.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 12438 BEECH DR, MORAVIA, IA 52571-8868 |
| Document Number | 0020251480 |
|---|---|
| Date | Jul 23, 2025 |
| Instrument | 2025 1480 |
| Name | LOWER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | APPANOOSE IA |
| Property Address | 12438 BEECH DR, MORAVIA, IA 52571-8868 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2023 |
| Name | Verified Name |
|---|
| Document Number | 02020/1578 |
|---|---|
| Date | Jul 29, 2020 |
| Book Page | 2020/1578 |
| Instrument | 2020 1578 |
| Name | PREMIER CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | APPANOOSE IA |
| Property Address | 12438 BEECH DR, MORAVIA, IA 52571-8868 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2023 |
| Name | Verified Name |
|---|
| Document Number | 002021/120 |
|---|---|
| Date | Jan 14, 2021 |
| Book Page | 2021/120 |
| Instrument | 2021 120 |
| Name | NATIONSTAR MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 312 Months |
| Due | Jan 1, 2046 |
| Rate Type | Fixed Rate |
|---|
Source: Appanoose County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Appanoose County |
| Unified School District | Moravia Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,956.00 (+8.43%) | $200,120 (-) Land $25,560 Building $174,560 | $200,120 (-) Land $25,560 Building $174,560 |
| 2025 | $1,804.00 | $200,120 (+27.97%) Land $25,560 Building $174,560 | $200,120 (+27.97%) Land $25,560 Building $174,560 |
| 2024 | $1,804.00 (+2.62%) | ||
| 2023 | $156,380 (+16.12%) Land $23,850 Building $132,530 | $156,380 (+16.12%) Land $23,850 Building $132,530 | |
| 2022 | $1,758.00 | $134,670 Land $22,880 Building $111,790 | |
| 2021 | $134,670 Land $22,880 Building $111,790 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 15, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 73% of Iowa |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RATHBUN REGIONAL WATER ASSN (RATHBUN) private · serves 33,000 people · EPA ID IA0400900 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Fiber | 2,000 / 1,000 |
| Farmers Mutual Cooperative Telephone Company Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Lockridge Networks Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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