Appanoose County property record for 12431 Beech Dr, Moravia, IA 52571
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,696 sqft · built 1972 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $2,486 (2026) |
| Deeds & Mortgages | Apr 2020 Mortgage Apr 2020 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 040142002840000 |
| Primary APN | 040142002840000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,696 sqft Living Area |
| Basement Area | 1,216 sqft |
| Finished Basement | 1,216 sqft |
| Unfinished Basement | 1,216 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 21,780 sqft (0.5 acres) |
| Garage Area | 768 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 182 sqft |
| Deck Area | 512 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|
| Street Address | 12431 BEECH DR |
|---|---|
| City | MORAVIA |
| State | IA |
| Zip | 52571-8868 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | LAKESHORE HEIGHTS LOT 23 &24 BLK 10 |
| Legal Subdivision | LAKESHORE HEIGHTS |
| Legal Block | 10 |
| Legal Lot Number | 23 |
| Jurisdiction | APPANOOSE IA |
| Township / Civil Division | CHARITON |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 950200 |
12431 Beech Dr, a single family home, is held in a trust.
Source: Appanoose County records, as of October 20, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 1533 N VAN BUREN AVE, OTTUMWA, IA 52501-2144 |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SOUTH OTTUMWA SAVINGS BANK |
| Apr 17, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance SOUTH OTTUMWA SAVINGS BANK |
| Mar 30, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance IOWA TRUST & SAVINGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | APPANOOSE IA |
| Property Address | 12431 BEECH DR, MORAVIA, IA 52571-8868 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2022 |
| Name | Verified Name |
|---|
| Document Number | 002020/749 |
|---|---|
| Date | Apr 17, 2020 |
| Book Page | 2020/749 |
| Instrument | 2020 749 |
| Name | SOUTH OTTUMWA SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Apr 15, 2035 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | APPANOOSE IA |
| Property Address | 12431 BEECH DR, MORAVIA, IA 52571-8868 |
| Transaction Type | Mortgage |
| Record Updated | Jun 17, 2020 |
| Name | Verified Name |
|---|
| Document Number | 2020/749 |
|---|---|
| Date | Apr 17, 2020 |
| Book Page | 2020/749 |
| Instrument | 749 |
| Name | SOUTH OTTUMWA SAVINGS BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | APPANOOSE IA |
| Property Address | 12431 BEECH DR, MORAVIA, IA 52571-8868 |
| Transaction Type | Mortgage |
| Record Updated | May 6, 2020 |
| Name | Verified Name |
|---|
| Document Number | 2020/601 |
|---|---|
| Date | Mar 30, 2020 |
| Book Page | 2020/601 |
| Instrument | 601 |
| Name | IOWA TRUST & SAVINGS BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2050 |
The 2026 property tax bill for 12431 Beech Dr was $2,486, up 4.6% from the year before.
Source: Appanoose County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Appanoose County |
| Unified School District | Moravia Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,486.00 (+4.63%) | $306,010 (+20.25%) Land $26,070 Building $279,940 | $306,010 (+20.25%) Land $26,070 Building $279,940 |
| 2025 | $2,376.00 | $254,480 Land $26,070 Building $228,410 | $254,480 Land $26,070 Building $228,410 |
| 2024 | $2,376.00 | ||
| 2023 | $193,390 (+16.28%) Land $24,360 Building $169,030 | $193,390 Land $24,360 Building $169,030 | |
| 2022 | $2,324.00 | $166,320 Land $23,360 Building $142,960 | |
| 2021 | $166,320 Land $23,360 Building $142,960 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12431 Beech Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 15, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12431 Beech Dr is moderate, ranking above 42% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 73% of Iowa |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RATHBUN REGIONAL WATER ASSN (RATHBUN) private · serves 33,000 people · EPA ID IA0400900 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Fiber | 2,000 / 1,000 |
| Farmers Mutual Cooperative Telephone Company Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Lockridge Networks Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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