Hamilton County property record for 12437 Windsor Dr, Carmel, IN 46033
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,328 sqft · built 1971 |
| Lot Size | 0.45 acres (19,602 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $334,500 (May 2015) |
| Tax Bill | $5,351 (2024) |
| Deeds & Mortgages | Dec 2021 Line of Credit Jun 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-10-32-201-010.000-018 |
| Primary APN | 29-10-32-201-010.000-018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 17 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,328 sqft Living Area |
| 1st Floor Area | 1,408 sqft |
| 2nd Floor Area | 1,248 sqft |
| Basement Area | 896 sqft |
| Finished Basement | 672 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Other |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Material | Asphalt |
| Lot Area | 19,602 sqft (0.45 acres) |
| Lot Dimensions | 191 ft deep x 97 ft wide |
| Garage Type | Attached |
| Garage Area | 736 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 1610320201010000 |
|---|---|
| Street Address | 12437 WINDSOR DR |
| City | CARMEL |
| State | IN |
| Zip | 46033-3145 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ACREAGE .00, SECTION 32, TOWNSHIP 18, RANGE 4, BROOKSHIRE, SECTION 1, LOT 28, IRREGULAR SHAPE |
| Legal Range | 04 |
| Legal Township | 18 |
| Legal Section | 31 |
| Legal Subdivision | CARMEL BROOKSHIRE |
| Legal Lot Number | 28 |
| Jurisdiction | HAMILTON IN |
| Township / Civil Division | CLAY |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 111003 |
Source: Hamilton County records, as of March 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 12437 WINDSOR DR, CARMEL, IN 46033-3145 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 13, 2021 | Deed of Trust, Mortgage · Line of Credit STATE BANK |
| Jun 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK |
| Apr 25, 2018 | Deed of Trust, Mortgage · Commercial Mortgage LAKE CITY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 14, 2015 · Amount on Record |
| Deed Sale | May 14, 2015 · Amount on Record |
| Deed Document Number | 2015022777 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 12437 WINDSOR DR, CARMEL, IN 46033-3145 |
| Transaction Type | Mortgage |
| Record Updated | Jan 4, 2022 |
| Name | Verified Name |
|---|---|
| Address | 12437 WINDSOR DR, CARMEL, IN 46033-3145 |
| Document Number | 0000088747 |
|---|---|
| Date | Dec 13, 2021 |
| Instrument | 2021088747 |
| Name | STATE BANK |
|---|---|
| Type | Bank |
| Address | BROWNSBURG, IN 46112 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Nov 18, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 12437 WINDSOR DR, CARMEL, IN 46033-3145 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021041053 |
|---|---|
| Date | Jun 2, 2021 |
| Instrument | 2021041053 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 12437 WINDSOR DR, CARMEL, IN 46033-3145 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000017510 |
|---|---|
| Date | Apr 25, 2018 |
| Instrument | 2018017510 |
| Name | LAKE CITY BANK |
|---|---|
| Type | Bank |
| Address | WARSAW, IN 46581 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | May 20, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Hamilton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Hamilton County |
| County Subdivision | Clay Township |
| Municipality | Carmel City |
| Unified School District | Carmel Clay Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $509,200 (+6.84%) Land $131,600 Building $377,600 | $509,200 (+6.84%) Land $131,600 Building $377,600 | |
| 2024 | $5,351.00 (+2.31%) | $476,600 (-0.79%) Land $131,600 Building $345,000 | $476,600 (-0.79%) Land $131,600 Building $345,000 |
| 2023 | $5,230.00 (+13.94%) Homeowner's exemption | $480,400 (+19.15%) Land $81,400 Building $399,000 | $480,400 (+19.15%) Land $81,400 Building $399,000 |
| 2022 | $4,590.00 Homeowner's exemption | $403,200 Land $81,400 Building $321,800 | $403,200 Land $81,400 Building $321,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1992) |
| Most Recent Claim | Nov 1992 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 78% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
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