12429 Windsor Dr, Carmel, IN 46033 Property Records

Hamilton County property record for 12429 Windsor Dr, Carmel, IN 46033

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,518 sqft · built 1970
Lot Size0.38 acres (16,553 sqft)
OwnerIndividual Name on Record
Tax Bill$4,884 (2024)
Deeds & MortgagesJul 2020 Mortgage
Aug 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN29-10-32-201-015.000-018

Property Details

APN / Parcel Number

Primary APN29-10-32-201-015.000-018
Alternative APN
  • 1610320201015000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms9 Rooms
Stories1 Story
Building Area3,518 sqft Living Area
1st Floor Area1,606 sqft
2nd Floor Area1,092 sqft
Basement Area1,092 sqft
Finished Basement820 sqft
Family RoomFamily Room
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1981
Architectural StyleOther
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area16,553 sqft (0.38 acres)
Lot Dimensions154 ft deep x 105 ft wide
Garage TypeAttached
Garage Area616 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number1610320201015000
Street Address12429 WINDSOR DR
CityCARMEL
StateIN
Zip46033-3145
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionACREAGE .00, SECTION 32, TOWNSHIP 18, RANGE 4, BROOKSHIRE, SECTION 1, LOT 26
Legal Range04
Legal Township18
Legal Section32
Legal SubdivisionBROOKSHIRE FIRST SECTION
Legal Block1
Legal Lot Number26
JurisdictionHAMILTON IN
Township / Civil DivisionCLAY
Census Block Group3
Census Block3009
Census Tract111003

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address12429 WINDSOR DR, CARMEL, IN 46033-3145
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 7, 2020Deed of Trust, Mortgage
FORUM CU
Aug 2, 2018Warranty Deed, Transfer · Conventional Mortgage
FIRST MERCHANTS BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 2, 2018
Deed SaleAug 2, 2018
Prior SaleSep 22, 2006
Deed Document Number2018035436
Record UpdatedJun 8, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON IN
Property Address12429 WINDSOR DR, CARMEL, IN 46033-3145
Document Number0000044745
Instrument DateJul 7, 2020
Transaction TypeMortgage
Record UpdatedAug 24, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address12429 WINDSOR DR CARMEL IN 460333145, CARMEL, IN 46033-3145

Mortgage

Document Number0000044745
DateJul 14, 2020
Instrument44745
Lender
NameFORUM CU
TypeCredit Union
AddressFISHERS, IN 46038
Agreement
AmountAmount Recorded
Term336 Months
DueJul 13, 2048

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON IN
Recording DateAug 2, 2018
Property Address12429 WINDSOR DR, CARMEL, IN 46033-3145
Document Number2018035436
Map ReferenceMB3 PG108
Instrument DateAug 1, 2018
Instrument2018035436
Transaction TypeTransfer
Record UpdatedOct 22, 2021
Title CompanyMERIDIAN TITLE CORP

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address12429 WINDSOR DR, CARMEL, IN 46033-3145

Mortgage

Document Number2018035437
DateAug 2, 2018
Instrument2018035437
Lender
NameFIRST MERCHANTS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2048

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyHamilton County
County SubdivisionClay Township
MunicipalityCarmel City
Unified School DistrictCarmel Clay Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$470,800 (+7.19%) Land $124,600 Building $346,200$470,800 (+7.19%) Land $124,600 Building $346,200
2024$4,884.00 (+2.73%)$439,200 (-0.43%) Land $124,600 Building $314,600$439,200 (-0.43%) Land $124,600 Building $314,600
2023$4,754.00 (+13.03%) Homeowner's exemption$441,100 (+19.02%) Land $77,100 Building $364,000$441,100 (+19.02%) Land $77,100 Building $364,000
2022$4,206.00 Homeowner's exemption$370,600 Land $77,100 Building $293,500$370,600 Land $77,100 Building $293,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1992)
Most Recent ClaimNov 1992 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 78% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARMEL WATER DEPARTMENT
serves 99,927 people · EPA ID IN5229004
Water SourceGroundwater influenced by surface water
Last State InspectionAug 2024
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jan 2024
E. coli
resolved · Oct 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 35

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