12435 Penton St, Spring Hill, FL 34608 Property Records

Hernando County property record for 12435 Penton St, Spring Hill, FL 34608

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,437 sqft · built 2000
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$110,000 (Jun 2016)
Tax Bill	$1,127 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Mar 2018 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5200-1328-0120`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5200-1328-0120`
Alternative APNs	`00705525` `705525`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,437 sqft Living Area
1st Floor Area	1,436 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2002
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	32 sqft
Patio Area	256 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00705525
Street Address	12435 PENTON ST
City	SPRING HILL
State	FL
Zip	34608-1460
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 20 BLK 1328 LOT 12
Legal Range	18E
Legal Township	23S
Legal Section	04
Legal Subdivision	SPRING HILL UNIT 20
Legal Block	1328
Legal Lot Number	12
Legal Unit	20
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	2
Census Block	2008
Census Tract	41003

Owner

12435 Penton St is owned and occupied by two individuals who bought it in June 2016.

Source: Hernando County records, as of December 10, 2025

Owner of Record	2 Individual Names on File
Mailing Address	12435 PENTON ST, SPRING HILL, FL 34608-1460
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2023	Deed of Trust, Mortgage · Line of Credit SUNCOAST CU
Mar 16, 2018	Loan Modification, Mortgage · Conventional Mortgage QUICKEN LNS
Mar 16, 2018	Loan Modification, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2016 · Amount on File
Deed Sale	Jun 1, 2016 · Amount on File
Prior Sale	Dec 30, 2015 · Amount on File
Deed Document Number	2016030515
Deed Book / Page	3364 / 0924
Record Updated	Jun 8, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	12435 PENTON ST, SPRING HILL, FL 34608-1460
Transaction Type	Mortgage
Record Updated	Nov 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12435 PENTON ST, SPRING HILL, FL 34608-1460

Mortgage

Document Number	0043601565
Date	Nov 2, 2023
Book Page	4360/1565
Instrument	2023070030

Lender

Name	SUNCOAST CU
Type	Credit Union
Address	TAMPA, FL 33680

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Nov 1, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HERNANDO FL
Property Address	12435 PENTON ST, SPRING HILL, FL 34608-1460
Document Number	0036120906
Instrument Date	Mar 16, 2018
Transaction Type	Mortgage
Record Updated	Sep 11, 2018
Title Company	TITLE SOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12435 PENTON ST SPRING HILL FL 346081460, SPRING HILL, FL 34608-1460

Mortgage

Document Number	0036120906
Date	Aug 10, 2018
Book Page	003612/000906
Instrument	48581

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 9, 2048

Interest

Rate	3.75%

March 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HERNANDO FL
Property Address	12435 PENTON ST, SPRING HILL, FL 34608-1460
Document Number	0036131659
Instrument Date	Mar 16, 2018
Transaction Type	Mortgage
Record Updated	Nov 22, 2018
Title Company	TITLE SOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12435 PENTON ST SPRING HILL FL 346081460, SPRING HILL, FL 34608-1460

Mortgage

Document Number	0036131659
Date	Aug 16, 2018
Book Page	003613/001659
Instrument	49544

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 15, 2048

Interest

Rate	3.75%

Tax Assessment & Valuation

The 2025 property tax bill for 12435 Penton St was $1,127 with an additional exemption.

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,127.00 Additional exemption filed	$118,449	$220,342 Land $38,500 Building $181,842
2023		$111,758 (+3%) Land $111,758
2022	$1,096.00 Homeowner's exemption	$108,503	$211,885 Land $30,500 Building $181,385

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12435 Penton St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12435 Penton St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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