12403 Penton St, Spring Hill, FL 34608 Property Records

Hernando County property record for 12403 Penton St, Spring Hill, FL 34608

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,519 sqft · built 2022
Lot Size	0.279 acres (12,142 sqft)
Owner	2 Individual Names on Record
Last Sale	$310,000 (Apr 2024)
Tax Bill	$4,747 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Apr 2024 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5200-1328-0160`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5200-1328-0160`
Alternative APNs	`00705561` `705561`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,519 sqft Living Area
Gross Area	1,995 sqft
1st Floor Area	1,519 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Combination
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,142 sqft (0.279 acres)
Lot Dimensions	127 ft deep x 81 ft wide
Garage Type	Attached
Garage Area	434 sqft
Porch	Open Porch
Patio Area	117 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	00705561
Street Address	12403 PENTON ST
City	SPRING HILL
State	FL
Zip	34608-1460
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 20 BLK 1328 LOT 16
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UNIT 20
Legal Block	1328
Legal Lot Number	16
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	2
Census Block	2008
Census Tract	41003

Owner

Source: Hernando County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6242 68TH AVE N, PINELLAS PARK, FL 33781-5126
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2026	Deed of Trust, Mortgage · FHA Mortgage SERVICELINK
Apr 17, 2024	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
May 23, 2023	Deed of Trust, Mortgage · FHA Mortgage MOVEMENT MORTGAGE
Jun 4, 2021	Warranty Deed, Construction Loan · Construction Mortgage CAPITAL CITY HOME LOANS LLC
Jan 22, 2021	Warranty Deed, Transfer REPUBLIC LAND AND TITLE INC, REPUBLIC LAND & TITLE INC
Mar 27, 2019	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 2024 · Amount on Record
Deed Sale	Apr 17, 2024 · Amount on Record
Prior Sale	Jun 4, 2021 · Amount on Record
Deed Document Number	202420985
Deed Book / Page	4410 / 263
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Recording Date	Jul 9, 2026
Property Address	12403 PENTON ST, SPRING HILL, FL 34608-1460
Document Number	0000046492
Book / Page	4733 / 613
Instrument Date	May 7, 2026
Instrument	202646492
Transaction Type	Mortgage
Record Updated	Jul 29, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12403 PENTON ST, SPRING HILL, FL 34608-1460

Mortgage

Document Number	0000046492,
Date	Jul 9, 2026
Book Page	4733/613
Instrument	202646492

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	334 Months
Due	May 1, 2054

Interest

Rate	6.37%
Max Rate	-1%

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Apr 17, 2024
Property Address	12403 PENTON ST, SPRING HILL, FL 34608-1460
Document Number	0044100263
Book / Page	4410 / 263
Map Reference	MB 9 PG 65
Instrument Date	Apr 2, 2024
Instrument	2024020985
Transaction Type	Transfer
Record Updated	May 16, 2024
Title Company	OCEAN SANDS TITLE SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,170.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2213 POMEROY RD, SPRING HILL, FL 34609-5041

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6242 68TH AVE N, PINELLAS PARK, FL 33781-5126

Mortgage

Document Number	0004410265
Date	Apr 17, 2024
Instrument	4410/265

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	12403 PENTON ST, SPRING HILL, FL 34608-1460
Transaction Type	Mortgage
Record Updated	Feb 13, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12403 PENTON ST, SPRING HILL, FL 34608-1460

Mortgage

Document Number	0043011225
Date	May 23, 2023
Book Page	4301/1225
Instrument	2023031833

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

June 2021: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Jun 4, 2021
Property Address	12403 PENTON ST, SPRING HILL, FL 34608-1460
Document Number	0040080549
Book / Page	4008 / 549
Map Reference	MB 9 PG 65-80
Instrument Date	May 17, 2021
Instrument	2021041888
Transaction Type	Construction Loan
Record Updated	Feb 13, 2024
Title Company	SOUTHEAST TITLE/THE SUNCOAST, SOUTHEAST TITLE OF SUNCOAST

Transaction

Amount	Amount Recorded
Tax	$175.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6501 COUNTY LINE RD, SPRING HILL, FL 34606-5911

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	454 MERRIMAC LN, SPRING HILL, FL 34606-5741

Mortgage

Document Number	0004008551
Date	Jun 4, 2021
Instrument	4008/551

Lender

Name	CAPITAL CITY HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jun 1, 2052

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Jan 22, 2021
Property Address	12403 PENTON ST, SPRING HILL, FL 34608-1460
Document Number	0039411746
Book / Page	3941 / 1746
Map Reference	MB 9 PG 65-80
Instrument Date	Jan 12, 2021
Instrument	2021004328
Transaction Type	Transfer
Record Updated	Feb 13, 2024
Title Company	REPUBLIC LAND AND TITLE INC, REPUBLIC LAND & TITLE INC

Transaction

Amount	Amount Recorded
Tax	$140.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	112 SPRING TIME ST, SPRING HILL, FL 34608-7003

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15482 WISCON RD, BROOKSVILLE, FL 34601-8807

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Mar 27, 2019
Property Address	12403 PENTON ST, SPRING HILL, FL 34608-1460
Document Number	0036840624
Book / Page	003684 / 000624
Instrument Date	Mar 18, 2019
Instrument	18275
Transaction Type	Transfer
Record Updated	Apr 29, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$80.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	112 SPRING TIME ST SPRING HILL FL 346087003, SPRING HILL, FL 34608-7003

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,747.00 (+17.07%)	$284,118 (+8.13%) Land $44,925 Building $239,193	$284,118 (+4.09%) Land $44,925 Building $239,193
2023		$262,756 (+1,038.95%) Land $28,188 Building $234,568
2022	$4,055.00	$23,070 Land $23,070	$272,955 Land $35,576 Building $237,379

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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