12435 Curry Dr, Spring Hill, FL 34609 Property Records

Hernando County property record for 12435 Curry Dr, Spring Hill, FL 34609

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,412 sqft · built 1989
Lot Size	0.312 acres (13,607 sqft)
Owner	2 Company Names on Record
Last Sale	$295,000 (Jul 2022)
Tax Bill	$3,032 (2025)
Deeds & Mortgages	May 2026 Sale May 2026 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5200-1311-0050`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5200-1311-0050`
Alternative APNs	`00696848` `696848`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,412 sqft Living Area
Gross Area	1,979 sqft
1st Floor Area	1,412 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1995
Exterior Material	Combination
Construction Type	Concrete Block
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,607 sqft (0.312 acres)
Lot Dimensions	125 ft deep x 101 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	286 sqft
Porch	Open Porch
Porch Area	727 sqft
Deck Area	55 sqft
Patio Area	345 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00696848
Street Address	12435 CURRY DR
City	SPRING HILL
State	FL
Zip	34609-1304
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 20 BLK 1311 LOT 5
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UNIT 20
Legal Block	1311
Legal Lot Number	5
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	1
Census Block	1004
Census Tract	41005

Owner

Source: Hernando County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	12435 CURRY DR, SPRING HILL, FL 34609-1304
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Living Trust

Deeds, Mortgages & Sale History

Date	Document
May 26, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
May 26, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jan 3, 2023	Deed of Trust, Mortgage · Line of Credit SUNCOAST CU
Jul 11, 2022	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jun 21, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 11, 2022 · Amount on Record
Deed Sale	Jul 11, 2022 · Amount on Record
Deed Document Number	202252836
Deed Book / Page	4194 / 1186
Prior Transfer Date	Jun 15, 2018
Prior Transfer Doc	0035960257
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	May 26, 2026
Property Address	12435 CURRY DR, SPRING HILL, FL 34609-1304
Document Number	0000035215
Book / Page	4713 / 986
Instrument Date	May 14, 2026
Instrument	202635215
Transaction Type	Transfer
Record Updated	Jun 8, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	12435 CURRY DR, SPRING HILL, FL 34609-1304

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	May 26, 2026
Property Address	12435 CURRY DR, SPRING HILL, FL 34609-1304
Document Number	0047130986
Book / Page	4713 / 986
Instrument Date	May 14, 2026
Instrument	202635215
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	12435 CURRY DR, SPRING HILL, FL 34609-1304

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	12435 CURRY DR, SPRING HILL, FL 34609-1304
Transaction Type	Mortgage
Record Updated	Feb 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12435 CURRY DR, SPRING HILL, FL 34609-1304

Mortgage

Document Number	0042540440
Date	Jan 3, 2023
Book Page	4254/440
Instrument	2023000094

Lender

Name	SUNCOAST CU
Type	Credit Union
Address	TAMPA, FL 33680

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 2, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Jul 11, 2022
Property Address	12435 CURRY DR, SPRING HILL, FL 34609-1304
Document Number	0041941186
Book / Page	4194 / 1186
Map Reference	MB 9 PG 65-80
Instrument Date	Jul 1, 2022
Instrument	2022052836
Transaction Type	Transfer
Record Updated	Oct 20, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$2,065.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3346 JOSEF AVE, 3346, SPRING HILL, FL 34609-7982

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12435 CURRY DR, SPRING HILL, FL 34609-1304

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HERNANDO FL
Recording Date	Jun 21, 2018
Property Address	12435 CURRY DR, SPRING HILL, FL 34609-1304
Document Number	0035960257
Book / Page	003596 / 000257
Instrument Date	Jun 15, 2018
Instrument	38189
Transaction Type	Transfer
Record Updated	Jul 24, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	12435 CURRY DR SPRING HILL FL 346091304, SPRING HILL, FL 34609-1304

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,032.00 (+31.09%) Homeowner's exemption	$203,395 (+5.99%)	$222,423 (+15.9%) Land $46,536 Building $175,887
2023		$191,906 Land $43,488 Building $148,418
2022	$2,313.00		$191,906 Land $28,439 Building $163,467

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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