12434 Lancaster Rd, Oakdale, CA 95361 Property Records

Stanislaus County property record for 12434 Lancaster Rd, Oakdale, CA 95361

Property Summary

Property Type	Recreational Vacant Land
Details	4 bd · 2.5 ba · 2,416 sqft · built 1990
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on File
Last Sale	$799,000 (Mar 2020)
Tax Bill	$10,221 (2026)
Deeds & Mortgages	Sep 2026 Mortgage Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-010-030-000`

Property Details

APN / Parcel Number

Primary APN	`010-010-030-000`
Alternative APNs	`0101030000` `0101030`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,416 sqft Gross Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Construction Type	Wood
Lot Area	130,680 sqft
Garage Area	705 sqft
Parking Spaces	2 Parking Spaces
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	12434 LANCASTER RD
City	OAKDALE
State	CA
Zip	95361-8832
Property Category	Public Works
Property Type	Public Works > Recreational Vacant Land
Local Zoning Code	RA
Legal Subdivision	PARCEL MAP
Legal Block	3
Legal Lot Number	2
Jurisdiction	STANISLAUS CA
Township / Civil Division	OAKDALE
Census Block Group	3
Census Block	3036
Census Tract	102

Owner

12434 Lancaster Rd, recreational vacant land, is owned and occupied by two individuals who bought it in March 2020.

Source: Stanislaus County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12434 LANCASTER RD, OAKDALE, CA 95361-8832
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 31, 2020	Grant Deed, Transfer QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2020 · Amount on File
Deed Sale	Mar 31, 2020 · Amount on File
Prior Sale	Jan 27, 2012 · Amount on File
Deed Document Number	202022866
Prior Transfer Date	Jan 23, 2012
Prior Transfer Doc	0000007197
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Recording Date	Sep 15, 2026
Property Address	12434 LANCASTER RD, OAKDALE, CA 95361-8832
Document Number	0000050057
Instrument Date	Sep 10, 2026
Instrument	202650057
Transaction Type	Mortgage
Record Updated	Sep 23, 2026
Title Company	ROCKET TITLE GROUP LLC, ROCKET CLOSE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12434 LANCASTER RD, OAKDALE, CA 95361-8832
Investor	Possibly a Property Investor

Mortgage

Document Number	0000050057,
Date	Sep 15, 2026
Instrument	202650057

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Mar 31, 2020
Property Address	12434 LANCASTER RD, OAKDALE, CA 95361-8832
Document Number	0000022866
Instrument Date	Mar 27, 2020
Instrument	22866
Transaction Type	Transfer
Record Updated	Apr 22, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$879.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12434 LANCASTER RD OAKDALE CA 953618832, OAKDALE, CA 95361-8832

Mortgage

Document Number	22867
Date	Mar 31, 2020
Instrument	22867

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 30, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 12434 Lancaster Rd was $10,221, up 1.1% from the year before.

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Unified School District	Oakdale Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$10,221.00 (+1.1%)	$891,293 (+2%) Land $440,627 Building $450,666
2025	$10,110.00	$873,818 Land $431,988 Building $441,830
2023	$9,410.00 (+1.66%)	$839,888 Land $415,214 Building $424,674
2022	$9,256.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 12434 Lancaster Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12434 Lancaster Rd is high, ranking above 77% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 53% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Ayera Technologies Fixed Wireless	120 / 40
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
ezWave Fixed Wireless	55 / 10
AT&T Fixed Wireless · DSL	25 / 3

May also be available: unWired Broadband.

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