12420 Lancaster Rd, Oakdale, CA 95361 Property Records

Stanislaus County property record for 12420 Lancaster Rd, Oakdale, CA 95361

Property Summary

Property Type	Recreational Vacant Land
Details	4 bd · 3 ba · 2,835 sqft · built 2020
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on File
Last Sale	$805,000 (Apr 2026)
Tax Bill	$6,881 (2026)
Deeds & Mortgages	Apr 2021 Mortgage Mar 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`010-010-036-000`

Property Details

APN / Parcel Number

Primary APN	`010-010-036-000`
Alternative APN	`010-010-036`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,835 sqft Total Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Construction Type	Manufactured
Lot Area	130,680 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	010-010-036
Street Address	12420 LANCASTER RD
City	OAKDALE
State	CA
Zip	95361-8832
Property Category	Public Works
Property Type	Public Works > Recreational Vacant Land
Legal Block	3
Jurisdiction	STANISLAUS CA
Township / Civil Division	OAKDALE
Census Block Group	3
Census Block	3036
Census Tract	102

Owner

12420 Lancaster Rd, recreational vacant land, is owned and occupied by two individuals who bought it in April 2026.

Source: Stanislaus County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12420 LANCASTER RD, OAKDALE, CA 95361-8832
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2021	Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Mar 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Apr 24, 2026	Grant Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Mar 30, 2020	Deed of Trust, Mortgage · Conventional with PMI ELVING KEN D 2012 TRUST (PT)
Sep 11, 2019	Grant Deed, Transfer STEWART TITLE, STEWART TITLE/CA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 24, 2026 · Amount on File
Deed Sale	Apr 24, 2026 · Amount on File
Prior Sale	Sep 11, 2019 · Amount on File
Deed Document Number	202622766
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	12420 LANCASTER RD, OAKDALE, CA 95361-8832
Transaction Type	Mortgage
Record Updated	May 6, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12420 LANCASTER RD, OAKDALE, CA 95361-8832
Investor	Possibly a Property Investor

Mortgage

Document Number	0000040954
Date	Apr 28, 2021
Instrument	2021-0040954

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Mar 1, 2051

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	12420 LANCASTER RD, OAKDALE, CA 95361-8832
Transaction Type	Mortgage
Record Updated	May 6, 2026
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12420 LANCASTER RD, OAKDALE, CA 95361-8832
Investor	Possibly a Property Investor

Mortgage

Document Number	0000019210
Date	Mar 16, 2022
Instrument	2022-0019210

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44144

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2042

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Apr 24, 2026
Property Address	12420 LANCASTER RD, OAKDALE, CA 95361-8832
Document Number	0000022766
Instrument Date	Apr 3, 2026
Instrument	202622766
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$89,435.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	12420 LANCASTER RD, OAKDALE, CA 95361-8832
Investor	Possibly a Property Investor

Mortgage

Document Number	0000022767,
Date	Apr 24, 2026
Instrument	202622767

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.11%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	12420 LANCASTER RD, OAKDALE, CA 95361-8832
Document Number	0000029434
Instrument Date	Mar 30, 2020
Transaction Type	Mortgage
Record Updated	May 15, 2020
Title Company	CYPRESS TITLE COMPANY, CYPRESS TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3128 QUEENS GATE LN MODESTO CA 953558684, MODESTO, CA 95355-8684

Mortgage

Document Number	0000029434
Date	Apr 28, 2020
Instrument	29434

Lender

Name	ELVING KEN D 2012 TRUST (PT)
Address	1562 TULLY RD # A, MODESTO, CA 95350-4063

Agreement

Type	Conventional with PMI
Amount	Amount on Record

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Sep 11, 2019
Property Address	12420 LANCASTER RD, OAKDALE, CA 95361-8832
Document Number	0000061338
Instrument Date	Aug 27, 2019
Instrument	61338
Transaction Type	Transfer
Record Updated	Sep 23, 2019
Title Company	STEWART TITLE, STEWART TITLE/CA

Transaction

Amount	Amount on Record
Tax	$253.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3128 QUEENS GATE LN MODESTO CA 953558684, MODESTO, CA 95355-8684

Tax Assessment & Valuation

The 2026 property tax bill for 12420 Lancaster Rd was $6,881, up 1.1% from the year before.

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Unified School District	Oakdale Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$6,881.00 (+1.09%)	$599,143 (+2%) Land $270,367 Building $328,776
2025	$6,807.00	$587,396 Land $265,066 Building $322,330
2023	$6,336.00 (+5.9%)	$564,588 Land $254,774 Building $309,814
2022	$5,983.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 12420 Lancaster Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12420 Lancaster Rd is high, ranking above 77% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 53% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Ayera Technologies Fixed Wireless	120 / 40
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
ezWave Fixed Wireless	55 / 10
AT&T Fixed Wireless · DSL	25 / 3

May also be available: unWired Broadband.

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