Santa Cruz County property record for 12434 Alba Rd, Ben Lomond, CA 95005
| Property Type | Residential Vacant Land |
|---|---|
| Details | 3 bd · 3.5 ba · 2,564 sqft · built 1963 |
| Lot Size | 0.318 acres (13,852 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $435 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 078-091-31 |
| Primary APN | 078-091-31 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Building Area | 2,564 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Roof Type | Sawtooth |
| Roof Material | Composition Shingle |
| Lot Area | 13,852 sqft (0.318 acres) |
| View / Lot | Mountain |
| Garage Area | 480 sqft |
| Deck Area | 1,054 sqft |
| Patio Area | 1,054 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Street Address | 12434 ALBA RD |
|---|---|
| City | BEN LOMOND |
| State | CA |
| Zip | 95005-9259 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | RA |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SAN LORENZO VALLEY |
| Census Block Group | 3 |
| Census Block | 3028 |
| Census Tract | 120400 |
12434 Alba Rd, residential vacant land, is owned and occupied by two individuals.
Source: Santa Cruz County records, as of August 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1160 LAKESIDE DR, FELTON, CA 95018-9649 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 12434 Alba Rd was $435 with a homeowner's exemption.
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | San Lorenzo Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $33,257 (+2%) Land $33,257 | ||
| 2025 | $435.00 Homeowner's exemption | $32,604 Land $32,604 | |
| 2023 | $336.00 (+2.75%) Homeowner's exemption | $31,338 Land $31,338 | $724,500 |
| 2022 | $327.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12434 Alba Rd in Zone X, an area of minimal flood risk, though there have been 18 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 23 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 18 (1982–2023) |
| Claims Outside the SFHA | 12 of 18 |
| Most Recent Claim | Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12434 Alba Rd is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 69% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAN LORENZO VALLEY WATER DIST serves 21,513 people · EPA ID CA4410014 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
5G and 4G LTE (outdoors only)
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