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12401 Alba Rd, Ben Lomond, CA 95005 Property Records

Santa Cruz County property record for 12401 Alba Rd, Ben Lomond, CA 95005

Property Summary

Property TypeSingle Family Home
Details2 bd · 3 ba · 2,047 sqft · built 1960
Lot Size3.88 acres (169,056 sqft)
Owner2 Company Names on Record
Tax Bill$4,546 (2025)
Deeds & MortgagesSep 2026 Transfer
Jun 2019 Transfer
Flood ZoneZone X (minimal risk)
APN078-091-53

Property Details

APN / Parcel Number

Primary APN078-091-53
Alternative APN
  • 078-091-53-000

Interior

Bedrooms2 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area2,047 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Roof MaterialOther
Lot Area169,056 sqft (3.88 acres)
Garage Area680 sqft
Deck Area470 sqft
Patio Area470 sqft

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemFloor/Wall Furnace
SewerSeptic
Water SourceWell

Location & Zoning

Street Address12401 ALBA RD
CityBEN LOMOND
StateCA
Zip95005-9258
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal SubdivisionPM16 41
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSAN LORENZO VALLEY
Census Block Group1
Census Block1018
Census Tract120301

Owner

Source: Santa Cruz County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address220 STEPHENS LN, BEN LOMOND, CA 95005-9279
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Sep 15, 2026Affidavit of Death of Trustee, Transfer
Jun 20, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateSep 8, 2026
Transfer Doc0000020706
Record UpdatedOct 29, 2026

September 2026: Affidavit of Death of Trustee, Transfer

Document TypeAffidavit of Death of Trustee
JurisdictionSANTA CRUZ CA
Recording DateSep 15, 2026
Property Address12401 ALBA RD, BEN LOMOND, CA 95005-9258
Document Number0000020706
Instrument DateSep 8, 2026
Instrument202620706
Transaction TypeTransfer
Record UpdatedSep 29, 2026

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address220 STEPHENS LN, BEN LOMOND, CA 95005-9279

June 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA CRUZ CA
Recording DateJun 20, 2019
Property Address12401 ALBA RD, BEN LOMOND, CA 95005-9258
Document Number0000016890
Instrument DateMay 23, 2019
Instrument16890
Transaction TypeTransfer
Record UpdatedJul 9, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
AddressPO BOX 654 BEN LOMOND CA 950050654, BEN LOMOND, CA 95005-0654

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictSan Lorenzo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$399,230 (+2%) Land $399,230
2025$4,546.00 (+5.13%) Homeowner's exemption$391,402 (+4.04%) Land $391,402
2023$4,324.00 (+2.37%) Homeowner's exemption$376,203 Land $376,203
2022$4,224.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies13 in force
Nearby Flood Claims20 (1980–2017)
Claims Outside the SFHA4 of 20
Most Recent ClaimMar 2017 · other causes
Claims by Event
  • Severe Winter Storms And Flooding, Feb 1998 · 8 claims
  • Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 2 claims
  • Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · lower than 69% of California
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAN LORENZO VALLEY WATER DIST
serves 21,513 people · EPA ID CA4410014
Water SourceSurface water
Last State InspectionApr 2025
Lead3 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
currently in violation since Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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