12433 Windmill Cove Dr, Riverview, FL 33569 Property Records

Hillsborough County property record for 12433 Windmill Cove Dr, Riverview, FL 33569

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,038 sqft · built 1998
Lot Size	0.252 acres (10,972 sqft)
Owner	2 Individual Names on Record
Last Sale	$234,900 (Sep 2017)
Tax Bill	$4,780 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`076738-2378`

Property Details

APN / Parcel Number

Primary APN	`076738-2378`
Alternative APN	`U2230202SJ000012000210`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,038 sqft Living Area
Gross Area	2,828 sqft
1st Floor Area	2,038 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2012
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,972 sqft (0.252 acres)
Lot Dimensions	125 ft deep x 82 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	390 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0767382378
Street Address	12433 WINDMILL COVE DR
City	RIVERVIEW
State	FL
Zip	33569-8218
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	RIVERGLEN UNITS 5 6 AND 7 PHASE I LOT 21 BLOCK 12
Legal Range	20E
Legal Township	30S
Legal Section	22
Legal Subdivision	RIVERGLEN UNITS 5 6 AND 7 PHASE I
Legal Phase	I
Legal Tract	2SJ
Legal Block	12
Legal Lot Number	21
Legal Unit	5
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	WIMAUMA-RIVERVIEW
Census Block Group	1
Census Block	1005
Census Tract	13413

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12433 WINDMILL COVE DR, RIVERVIEW, FL 33569-8218
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC
Oct 6, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Sep 25, 2017	Warranty Deed, Transfer · Conventional Mortgage PHH HOME LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2017 · Amount on Record
Deed Sale	Sep 25, 2017 · Amount on Record
Prior Sale	Apr 1, 2016 · Amount on Record
Deed Document Number	2017373903
Deed Book / Page	25249 / 944
Last Transfer Date	Aug 17, 2020
Transfer Doc	0000410675
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	12433 WINDMILL COVE DR, RIVERVIEW, FL 33569-8218
Transaction Type	Mortgage
Record Updated	Oct 18, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12433 WINDMILL COVE DR, RIVERVIEW, FL 33569-8218

Mortgage

Document Number	2021499614
Date	Oct 4, 2021
Instrument	2021499614

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46250

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Oct 1, 2046

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HILLSBOROUGH FL
Recording Date	Oct 6, 2020
Property Address	12433 WINDMILL COVE DR, RIVERVIEW, FL 33569-8218
Document Number	0000410675
Map Reference	MB 81 PG 46
Instrument Date	Aug 17, 2020
Instrument	2020410675
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	VANTAGE POINT TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12433 WINDMILL COVE DR, RIVERVIEW, FL 33569-8218

Mortgage

Document Number	0000410676
Date	Oct 6, 2020
Instrument	2020410676

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 1, 2050

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Sep 25, 2017
Property Address	12433 WINDMILL COVE DR, RIVERVIEW, FL 33569-8218
Document Number	0000373903
Book / Page	25249 / 0944
Map Reference	MB81 PG46
Instrument Date	Jul 7, 2017
Instrument	2017373903
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	FLORIDA FAMILY TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,644.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	120 SHEPARD AVE, 120, DUNDEE, FL 33838-4380

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12433 WINDMILL COVE DR, RIVERVIEW, FL 33569-8218

Mortgage

Document Number	0000373904
Date	Sep 25, 2017
Instrument	2017373904

Lender

Name	PHH HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$278,281 (+2.7%)	$350,696 (-6.25%) Land $95,018 Building $255,678
2025	$4,780.00 (+12.87%) Homeowner's exemption	$270,965 (+5.99%)	$374,056 (+5.77%) Land $95,018 Building $279,038
2023	$4,235.00 (+25%) Homeowner's exemption	$255,658 (+21.21%)	$353,666 (+17.61%) Land $89,739 Building $263,927
2022	$3,388.00 Homeowner's exemption	$210,930	$300,699 Land $73,902 Building $226,797

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 105 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	105 in force
Nearby Flood Claims	59 (1985–2024)
Claims Outside the SFHA	9 of 59
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 14 claims Hurricane Irma, Sep 2017 · 13 claims Hurricane Frances, Sep 2004 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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