12428 Windmill Cove Dr, Riverview, FL 33569 Property Records

Hillsborough County property record for 12428 Windmill Cove Dr, Riverview, FL 33569

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,398 sqft · built 1999
Lot Size	0.245 acres (10,683 sqft)
Owner	2 Individual Names on Record
Last Sale	$293,800 (Aug 2019)
Tax Bill	$5,028 (2025)
Deeds & Mortgages	Jul 2026 Sale Mar 2023 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`076738-2350`

Property Details

APN / Parcel Number

Primary APN	`076738-2350`
Alternative APN	`U2230202SJ000001001750`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,398 sqft Living Area
Gross Area	3,182 sqft
1st Floor Area	2,398 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2011
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,683 sqft (0.245 acres)
Lot Dimensions	130 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Porch
Porch Area	343 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0767382350
Street Address	12428 WINDMILL COVE DR
City	RIVERVIEW
State	FL
Zip	33569-8216
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	RIVERGLEN UNITS 5 6 AND 7 PHASE I LOT 175 BLOCK 1
Legal Range	20E
Legal Township	30S
Legal Section	22
Legal Subdivision	RIVERGLEN UNITS 5 6 AND 7 PHASE I
Legal Phase	I
Legal Tract	2SJ
Legal Block	1
Legal Lot Number	175
Legal Unit	5
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	WIMAUMA-RIVERVIEW
Census Block Group	1
Census Block	1002
Census Tract	13413

Owner

Source: Hillsborough County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12428 WINDMILL COVE DR, RIVERVIEW, FL 33569-8216
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Mar 23, 2023	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Aug 30, 2019	Grant Deed, Transfer NAVY FCU
Dec 27, 2018	Deed of Trust, Mortgage BEACH CMNTY BK
Sep 11, 2018	Loan Modification, Mortgage SEACOAST NAT'L BK
Jul 9, 2018	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2019 · Amount on Record
Deed Sale	Aug 30, 2019 · Amount on Record
Prior Sale	Jul 9, 2018 · Amount on Record
Deed Document Number	2019379472
Deed Book / Page	26917 / 1521
Last Transfer Date	Jul 24, 2026
Transfer Doc	0000289263
Record Updated	Sep 20, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Jul 24, 2026
Property Address	12428 WINDMILL COVE DR, RIVERVIEW, FL 33569-8216
Document Number	0000289263
Instrument Date	Jul 24, 2026
Instrument	2026289263
Transaction Type	Transfer
Record Updated	Aug 10, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	12428 WINDMILL COVE DR, RIVERVIEW, FL 33569-8216

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	12428 WINDMILL COVE DR, RIVERVIEW, FL 33569-8216
Transaction Type	Mortgage
Record Updated	Apr 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12428 WINDMILL COVE DR, RIVERVIEW, FL 33569-8216

Mortgage

Document Number	0000123432
Date	Mar 23, 2023
Instrument	2023123432

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Apr 1, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Aug 30, 2019
Property Address	12428 WINDMILL COVE DR, RIVERVIEW, FL 33569-8216
Document Number	0269171521
Book / Page	026917 / 001521
Instrument Date	Aug 29, 2019
Instrument	379472
Transaction Type	Transfer
Record Updated	Sep 19, 2019
Title Company	SUMMIT TITLE AND FINANCIAL SERVICES, SUMMIT TITLE & FIN'L SVCS

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,056.60
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12428 WINDMILL COVE DR RIVERVIEW FL 335698216, RIVERVIEW, FL 33569-8216

Mortgage

Document Number	269171523
Date	Aug 30, 2019
Book Page	026917/001523
Instrument	379473

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 29, 2049

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	12428 WINDMILL COVE DR, RIVERVIEW, FL 33569-8216
Document Number	0262990176
Instrument Date	Dec 27, 2018
Transaction Type	Mortgage
Record Updated	Jan 23, 2019
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1802 W CLEVELAND ST TAMPA FL 336061852, TAMPA, FL 33606-1852

Mortgage

Document Number	0262990176
Date	Dec 28, 2018
Book Page	026299/000176
Instrument	517053

Lender

Name	BEACH CMNTY BK
Type	Bank
Address	TAMPA, FL 33607

Agreement

Amount	Amount Recorded

September 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HILLSBOROUGH FL
Property Address	12428 WINDMILL COVE DR, RIVERVIEW, FL 33569-8216
Document Number	0260770224
Instrument Date	Sep 11, 2018
Transaction Type	Mortgage
Record Updated	Oct 8, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1802 W CLEVELAND ST TAMPA FL 336061852, TAMPA, FL 33606-1852

Mortgage

Document Number	0260770224
Date	Sep 19, 2018
Book Page	026077/000224
Instrument	379784

Lender

Name	SEACOAST NAT'L BK
Type	Bank
Address	STUART, FL 34994

Agreement

Amount	Amount Recorded

July 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Jul 9, 2018
Property Address	12428 WINDMILL COVE DR, RIVERVIEW, FL 33569-8216
Document Number	0259010516
Book / Page	025901 / 000516
Instrument Date	Jun 19, 2018
Instrument	271955
Transaction Type	Foreclosure
Record Updated	Jul 27, 2018

Transaction

Amount	Amount Recorded
Tax	$1,554.70
Amount Accuracy	Confirmed
Additional	Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1802 W CLEVELAND ST TAMPA FL 336061852, TAMPA, FL 33606-1852

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,028.00 (+8.74%) Homeowner's exemption Veteran's exemption	$289,575 (+5.99%)	$402,550 (+4.74%) Land $90,382 Building $312,168
2024	$4,624.00 (+3.84%)
2023	$4,453.00 (+4.73%) Homeowner's exemption Veteran's exemption	$273,217 (+3%)	$384,348 (+4.53%) Land $85,361 Building $298,987
2022	$4,252.00 Homeowner's exemption Veteran's exemption	$265,259	$367,682 Land $70,298 Building $297,384

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 105 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	105 in force
Nearby Flood Claims	59 (1985–2024)
Claims Outside the SFHA	9 of 59
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 14 claims Hurricane Irma, Sep 2017 · 13 claims Hurricane Frances, Sep 2004 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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