Los Angeles County property record for 12432 Rains St, El Monte, CA 91732
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,452 sqft · built 1959 |
| Lot Size | 0.144 acres (6,249 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,196 (2025) |
| Deeds & Mortgages | May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 8549-039-025 |
| Primary APN | 8549-039-025 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 1,452 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1961 |
| Architectural Style | Conventional |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,249 sqft (0.144 acres) |
| Lot Dimensions | 109 ft deep x 58 ft wide |
| Heating System | Central |
|---|
| Street Address | 12432 RAINS ST |
|---|---|
| City | EL MONTE |
| State | CA |
| Zip | 91732-2528 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | EMR1AY |
| Legal Description | TRACT # 24840 LOT 14 |
| Legal Subdivision | 24840 |
| Legal Tract | 24840 |
| Legal Block | 1 |
| Legal Lot Number | 14 |
| Jurisdiction | LOS ANGELES CA |
| Township / Civil Division | UPPER SAN GABRIEL VALLEY |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 433307 |
12432 Rains St is owned and occupied by two individuals who acquired it in April 2009.
Source: Los Angeles County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12432 RAINS ST, EL MONTE, CA 91732-2528 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 21, 1997 |
| Deed Sale | Nov 21, 1997 |
| Deed Document Number | 19971853707 |
| Last Transfer Date | Apr 22, 2009 |
| Transfer Doc | 0000800897 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOS ANGELES CA |
| Property Address | 12432 RAINS ST, EL MONTE, CA 91732-2528 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | WESTMINSTER TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000483728 |
|---|---|
| Date | May 1, 2020 |
| Instrument | 20-0483728 |
| Name | UNITED FIDELITY FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92612 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2050 |
The 2025 property tax bill for 12432 Rains St was $3,196 with a homeowner's exemption.
Source: Los Angeles County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | California |
| County | Los Angeles County |
| Municipality | El Monte City |
| Secondary School District | El Monte Union High School District (09 - 12) |
| Elementary School District | Mountain View Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $197,040 (+2%) Land $115,785 Building $81,255 | |
| 2025 | $3,196.00 Homeowner's exemption | $193,177 Land $113,515 Building $79,662 |
| 2023 | $2,875.00 (+3.79%) Homeowner's exemption | $185,677 Land $109,108 Building $76,569 |
| 2022 | $2,770.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 12432 Rains St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 30, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 12432 Rains St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 96% of California |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAN GABRIEL VALLEY WATER CO.-EL MONTE private · serves 240,000 people · EPA ID CA1910039 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jun 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 455 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Frontier, GeoLinks.
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