12428 Rains St, El Monte, CA 91732 Property Records

Los Angeles County property record for 12428 Rains St, El Monte, CA 91732

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,144 sqft · built 1959
Lot Size	0.139 acres (6,040 sqft)
Owner	Individual Name on Record
Last Sale	$730,000 (Aug 2023)
Tax Bill	$10,668 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Aug 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`8549-039-026`

Property Details

APN / Parcel Number

Primary APN	`8549-039-026`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,144 sqft Living Area

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Conventional
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,040 sqft (0.139 acres)
Lot Dimensions	97 ft deep x 64 ft wide
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	12428 RAINS ST
City	EL MONTE
State	CA
Zip	91732-2528
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	EMR1AY
Legal Description	TRACT # 24840 LOT 15
Legal Subdivision	24840
Legal Tract	24840
Legal Block	1
Legal Lot Number	15
Jurisdiction	LOS ANGELES CA
Township / Civil Division	UPPER SAN GABRIEL VALLEY
Census Block Group	1
Census Block	1004
Census Tract	433307

Owner

Source: Los Angeles County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1613 S 2ND ST, B, ALHAMBRA, CA 91801-5403
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Surviving Spouse

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2023	Grant Deed, Transfer · Conventional Mortgage GENERAL MORTGAGE CAPITAL CORP
Aug 7, 2023	Intrafamily Transfer, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 7, 2023 · Amount on Record
Deed Sale	Aug 7, 2023 · Amount on Record
Prior Sale	Jul 2, 2002
Deed Document Number	2023519168
Prior Transfer Date	Jun 28, 2002
Prior Transfer Doc	0001511041
Record Updated	Oct 29, 2026

August 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LOS ANGELES CA
Recording Date	Aug 7, 2023
Property Address	12428 RAINS ST, EL MONTE, CA 91732-2528
Document Number	0000519168
Map Reference	MB 649 PG 41&42
Instrument Date	Jul 14, 2023
Instrument	23-0519168
Transaction Type	Transfer
Record Updated	Aug 16, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1613 S 2ND ST APT B, B, ALHAMBRA, CA 91801-5403

Mortgage

Document Number	0000519169
Date	Aug 7, 2023
Instrument	23-0519169

Lender

Name	GENERAL MORTGAGE CAPITAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.87%
Type Change Date	Sep 1, 2033
Change Frequency	Annually
Min Rate At Change	4.87%
Max Rate At Change	8.87%
Index	1-Year T-Bill
Max Rate	12.8%

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LOS ANGELES CA
Recording Date	Aug 7, 2023
Property Address	12428 RAINS ST, EL MONTE, CA 91732-2528
Document Number	0000519167
Map Reference	MB 649 PG 41&42
Instrument Date	Jul 13, 2023
Instrument	23-0519167
Transaction Type	Transfer
Record Updated	Aug 16, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12428 RAINS ST, EL MONTE, CA 91732-2528

Tax Assessment & Valuation

Source: Los Angeles County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	California
County	Los Angeles County
Municipality	El Monte City
Secondary School District	El Monte Union High School District (09 - 12)
Elementary School District	Mountain View Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$759,491 (+2%) Land $533,725 Building $225,766
2025	$10,668.00 (+161.92%)	$744,600 (+174.58%) Land $523,260 Building $221,340
2023	$4,073.00 (+3.88%)	$271,178 (+2%) Land $141,699 Building $129,479
2022	$3,921.00	$265,862 Land $138,921 Building $126,941

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN GABRIEL VALLEY WATER CO.-EL MONTE private · serves 240,000 people · EPA ID CA1910039
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 455 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Frontier, GeoLinks.

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