Pasco County property record for 12430 Willow Tree Ave, Hudson, FL 34669
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,893 sqft · built 1990 |
| Lot Size | 0.298 acres (12,960 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $201,900 (Jun 2020) |
| Tax Bill | $2,914 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit Jun 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 04-25-17-004A-00000-1990 |
| Primary APN | 04-25-17-004A-00000-1990 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,893 sqft Living Area |
| Gross Area | 2,421 sqft |
| 1st Floor Area | 1,893 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 12,960 sqft (0.298 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 264 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 221 sqft |
| Deck Area | Deck Area |
| Patio Area | 474 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 12430 WILLOW TREE AVE |
|---|---|
| City | HUDSON |
| State | FL |
| Zip | 34669-2723 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | SHADOW LAKES UNIT 1 PB 20 PGS 27-29 LOT 199 |
| Legal Range | 17E |
| Legal Township | 25S |
| Legal Section | 04 |
| Legal Subdivision | SHADOW LAKES |
| Legal Tract | 4A |
| Legal Lot Number | 199 |
| Legal Unit | 1 |
| Jurisdiction | PASCO FL |
| Township / Civil Division | PORT RICHEY |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 31207 |
Source: Pasco County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 12430 WILLOW TREE AVE, HUDSON, FL 34669-2723 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 15, 2026 | Deed of Trust, Mortgage · Line of Credit SUNCOAST CREDIT UNION |
| Jun 15, 2020 | Grant Deed, Transfer · FHA Mortgage LEGEND LNDG |
| Jul 18, 2019 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 15, 2020 · Amount on Record |
| Deed Sale | Jun 15, 2020 · Amount on Record |
| Prior Sale | Jul 18, 2019 |
| Deed Document Number | 202094190 |
| Deed Book / Page | 10118 / 2447 |
| Prior Transfer Date | Apr 20, 2019 |
| Prior Transfer Doc | 0099403440 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Sep 15, 2026 |
| Property Address | 12430 WILLOW TREE AVE, HUDSON, FL 34669-2723 |
| Document Number | 0000172025 |
| Book / Page | 11493 / 1530 |
| Instrument Date | Sep 5, 2026 |
| Instrument | 2026172025 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 12430 WILLOW TREE AVE, HUDSON, FL 34669-2723 |
| Document Number | 0000172025, |
|---|---|
| Date | Sep 15, 2026 |
| Book Page | 11493/1530 |
| Instrument | 2026172025 |
| Name | SUNCOAST CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Jun 15, 2020 |
| Property Address | 12430 WILLOW TREE AVE, HUDSON, FL 34669-2723 |
| Document Number | 0101182447 |
| Book / Page | 010118 / 002447 |
| Instrument Date | Jun 12, 2020 |
| Instrument | 94190 |
| Transaction Type | Transfer |
| Record Updated | Aug 6, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,413.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12430 WILLOW TREE AVE HUDSON FL 346692723, HUDSON, FL 34669-2723 |
| Document Number | 101182449 |
|---|---|
| Date | Jun 15, 2020 |
| Book Page | 010118/002449 |
| Instrument | 94191 |
| Name | LEGEND LNDG |
|---|---|
| Address | HOUSTON, TX 77056 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 14, 2050 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Jul 18, 2019 |
| Property Address | 12430 WILLOW TREE AVE, HUDSON, FL 34669-2723 |
| Document Number | 0099403440 |
| Book / Page | 009940 / 003440 |
| Instrument Date | Jun 20, 2019 |
| Instrument | 120627 |
| Transaction Type | Foreclosure |
| Record Updated | Jul 26, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $921.90 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Association |
| Investor | Possibly a Property Investor |
Source: Pasco County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pasco County |
| Unified School District | Pasco County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $205,730 (+2.9%) | $293,193 (-0.14%) Land $35,705 Building $257,488 | |
| 2025 | $2,914.00 (+7.93%) Homeowner's exemption | $199,940 (+6.98%) Land $35,705 Building $164,235 | $293,606 (-2.13%) Land $35,705 Building $257,901 |
| 2023 | $2,700.00 (+11.43%) Additional exemption filed | $186,890 (+3%) Land $21,773 Building $165,117 | $299,989 (+20.68%) Land $21,773 Building $278,216 |
| 2022 | $2,423.00 Homeowner's exemption | $181,450 Land $18,144 Building $163,306 | $248,581 Land $18,144 Building $230,437 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 27 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 27 in force |
| Nearby Flood Claims | 3 (1985–2020) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Nov 2020 · Hurricane Eta |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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