Miami-Dade County property record for 12430 SW 109th Ter, Miami, FL 33186
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,413 sqft · built 1976 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $620,000 (Nov 2024) |
| Tax Bill | $8,012 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage |
| Flood Zone | Zone AH (high risk) |
| APN | 30-5912-002-0460 |
| Primary APN | 30-5912-002-0460 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,413 sqft Living Area |
| 1st Floor Area | 1,413 sqft |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Exterior Material | Concrete Block/Hollow Tile/Frame |
| Construction Type | Concrete Block |
| Lot Area | 7,500 sqft (0.172 acres) |
| Lot Dimensions | 100 ft deep x 75 ft wide |
| Street Address | 12430 SW 109TH TER |
|---|---|
| City | MIAMI |
| State | FL |
| Zip | 33186-3712 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 0100 |
| Legal Description | DEVON-AIRE ESTS SEC 2 PB 104-30 LOT 21 BLK 8 LOT SIZE 75 X 100 OR 15056-585 0591 4 |
| Legal Range | 39E |
| Legal Township | 55S |
| Legal Section | 12 |
| Legal Subdivision | DEVON-AIRE ESTS |
| Legal Block | 8 |
| Legal Lot Number | 21 |
| Jurisdiction | DADE FL |
| Township / Civil Division | KENDALE LAKES-TAMIAMI |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 19200 |
Source: Miami-Dade County records, as of October 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12430 SW 109TH TER, MIAMI, FL 33186-3712 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 15, 2024 · Amount on Record |
| Deed Sale | Nov 15, 2024 · Amount on Record |
| Deed Document Number | 2024865747 |
| Deed Book / Page | 34495 / 2814 |
| Prior Transfer Date | Feb 8, 2012 |
| Prior Transfer Doc | 0000162912 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DADE FL |
| Recording Date | Apr 22, 2026 |
| Property Address | 12430 SW 109TH TER, MIAMI, FL 33186-3712 |
| Document Number | 0000268683 |
| Book / Page | 35264 / 419 |
| Instrument Date | Apr 8, 2026 |
| Instrument | 2026268683 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0000268683, |
|---|---|
| Date | Apr 22, 2026 |
| Book Page | 35264/419 |
| Instrument | 2026268683 |
| Name | LAKEVIEW COMMUNITY CAPITAL LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
Source: Miami-Dade County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Miami-Dade County |
| Unified School District | Dade County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,012.00 (+250.48%) | $472,382 (+263%) Land $330,000 Building $142,382 | $472,382 (+14.52%) Land $330,000 Building $142,382 |
| 2024 | $2,286.00 (+9.85%) | ||
| 2023 | $2,081.00 (+5.42%) Homeowner's exemption | $130,134 (+3%) | $412,477 (+11.93%) Land $285,000 Building $127,477 |
| 2022 | $1,974.00 Homeowner's exemption | $126,344 | $368,509 Land $240,000 Building $128,509 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AH high risk · shallow ponding 1–3 ft |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 353 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 353 in force |
| Nearby Flood Claims | 47 (1979–2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MDWASA - MAIN SYSTEM serves 2,377,460 people · EPA ID FL4130871 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 612 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: SkyNet360.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures