Lincoln County property record for 1243 Wise Rd, Vale, NC 28168
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,600 sqft · built 2021 |
| Lot Size | 1.57 acres (68,694 sqft) |
| Owner | Individual Name on File |
| Last Sale | $20,000 (May 2021) |
| Tax Bill | $3,785 (2025) |
| Deeds & Mortgages | May 2022 Line of Credit Aug 2021 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2694-89-9402 |
| Primary APN | 2694-89-9402 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,600 sqft Living Area |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Custom Design |
| Lot Area | 68,694 sqft (1.57 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 284448 |
|---|---|
| Street Address | 1243 WISE RD |
| City | VALE |
| State | NC |
| Zip | 28168-7417 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-S |
| Legal Description | PT OF MCCURRY LD |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | HOWARDS CREEK |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 70700 |
Source: Lincoln County records · APN 2694-89-9402
Assessment roll updated August 12, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1243 WISE RD, VALE, NC 28168-7417 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 23, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST FEDERAL SAVINGS BANK OF LINCOLNTON |
| Aug 09, 2021 | Deed of Trust, Mortgage · Construction Mortgage FIRST FEDERAL SAVINGS BANK OF LINCOLNTON |
| May 27, 2021 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 27, 2021 · Amount on Record |
| Deed Sale | May 27, 2021 · Amount on Record |
| Deed Document Number | 2021632090 |
| Deed Book / Page | 3045 / 880 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 1243 WISE RD, VALE, NC 28168-7417 |
| Transaction Type | Mortgage |
| Record Updated | Sep 23, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1243 WISE RD, VALE, NC 28168-7417 |
| Document Number | 0003167283 |
|---|---|
| Date | May 23, 2022 |
| Book Page | 3167/283 |
| Instrument | 652638 |
| Name | FIRST FEDERAL SAVINGS BANK OF LINCOLNTON |
|---|---|
| Type | Bank |
| Address | LINCOLNTON, NC 28092 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 25, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 1243 WISE RD, VALE, NC 28168-7417 |
| Transaction Type | Mortgage |
| Record Updated | Sep 23, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1179 WISE RD, VALE, NC 28168-6709 |
| Document Number | 0000307146 |
|---|---|
| Date | Aug 09, 2021 |
| Book Page | 3071/46 |
| Instrument | 636522 |
| Name | FIRST FEDERAL SAVINGS BANK OF LINCOLNTON |
|---|---|
| Type | Bank |
| Address | LINCOLNTON, NC 28092 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | May 27, 2021 |
| Property Address | 1243 WISE RD, VALE, NC 28168-7417 |
| Document Number | 0003045880 |
| Book / Page | 3045 / 880 |
| Instrument Date | May 27, 2021 |
| Instrument | 632090 |
| Transaction Type | Transfer |
| Record Updated | Sep 23, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $40.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2710 HIGHLAND DR, LINCOLNTON, NC 28092-4157 |
Source: Lincoln County records · Assessment roll updated August 12, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,785.00 (+0.53%) | $584,246 (-) Land $37,673 Building $546,573 | $584,246 (-) Land $37,673 Building $546,573 |
| 2023 | $3,765.00 | $584,246 Land $37,673 Building $546,573 | $584,246 Land $37,673 Building $546,573 |
Source: FEMA National Flood Hazard Layer, Lincoln County (37109C), as of January 21, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371090707002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2020) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Nov 2020 · rainfall accumulation |
| Wildfire Risk | Low lower than 66% of the US · above 46% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T DSL | 100 / 20 |
Based on FCC filings for 29 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System, water system NC0155035, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LINCOLN COUNTY WTP serves 49,693 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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