Lincoln County property record for 1232 Wise Rd, Vale, NC 28168
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 880 sqft · built 1945 |
| Lot Size | 0.653 acres (28,445 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $250,000 (Oct 2025) |
| Tax Bill | $1,124 (2026) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage Oct 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2694-99-0123 |
| Primary APN | 2694-99-0123 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 880 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 28,445 sqft (0.653 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 400 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 313408 |
|---|---|
| Street Address | 1232 WISE RD |
| City | VALE |
| State | NC |
| Zip | 28168-7417 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-S |
| Legal Description | ROAD 1193 |
| Legal Subdivision | HOWARDS CREEK TOWNSHIP |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | HOWARDS CREEK |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 70700 |
Source: Lincoln County records, as of August 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3350 PLANTATION DR, VALE, NC 28168 |
| Owner Type | Individual |
| Vesting | Single Man |
| Date | Document |
|---|---|
| Oct 30, 2025 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Oct 9, 2020 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Mar 13, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 30, 2025 · Amount on Record |
| Deed Sale | Oct 30, 2025 · Amount on Record |
| Prior Sale | Feb 21, 2025 · Amount on Record |
| Deed Document Number | 2025701315 |
| Deed Book / Page | 3451 / 185 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Oct 30, 2025 |
| Property Address | 1232 WISE RD, VALE, NC 28168-7417 |
| Document Number | 0003451185 |
| Book / Page | 3451 / 185 |
| Map Reference | MB 15 PG 32 |
| Instrument Date | Oct 30, 2025 |
| Instrument | 701315 |
| Transaction Type | Transfer |
| Record Updated | Nov 14, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $500.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7940 OAKMONT CT, HICKORY, NC 28602-8689 |
| Name | Verified Name |
|---|---|
| Address | 3350 PLANTATION DRIVE, VALE, NC 28168 |
| Document Number | 0003451188 |
|---|---|
| Date | Oct 30, 2025 |
| Book Page | 3451/188 |
| Instrument | 701316 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Oct 9, 2020 |
| Property Address | 1232 WISE RD, VALE, NC 28168-7417 |
| Document Number | 0000296171 |
| Book / Page | 2961 / 71 |
| Instrument Date | Oct 9, 2020 |
| Instrument | 617652 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $270.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1232 WISE RD, 1232, VALE, NC 28168-7417 |
| Name | Verified Name |
|---|---|
| Address | 1232 WISE RD, VALE, NC 28168-7417 |
| Document Number | 0000617653 |
|---|---|
| Date | Oct 9, 2020 |
| Instrument | 617653 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Type Change Date | Nov 1, 2025 |
| Change Frequency | 5 Years |
| Min Rate At Change | 4.25% |
| Max Rate At Change | 6.37% |
| Index | 5-Year CMT |
| Max Rate | 10.3% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Mar 13, 2020 |
| Property Address | 1232 WISE RD, VALE, NC 28168-7417 |
| Document Number | 2890109 |
| Book / Page | 002890 / 000109 |
| Instrument Date | Mar 13, 2020 |
| Instrument | 605776 |
| Transaction Type | Transfer |
| Record Updated | Jun 24, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1232 WISE RD VALE NC 281687417, VALE, NC 28168-7417 |
Source: Lincoln County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,124.00 | $157,814 (-) Land $31,265 Building $126,549 | $157,814 (-) Land $31,265 Building $126,549 |
| 2025 | $1,124.00 (+1.81%) | $157,814 (-) Land $31,265 Building $126,549 | $157,814 (-) Land $31,265 Building $126,549 |
| 2023 | $1,104.00 | $157,814 Land $31,265 Building $126,549 | $157,814 Land $31,265 Building $126,549 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2020) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Nov 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 48% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T DSL | 100 / 20 |
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