St. Clair County property record for 1243 S River Pointe Ln, Saint Clair, MI 48079
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,800 sqft · built 2016 |
| Lot Size | 0.356 acres (15,507 sqft) |
| Owner | Trust Name on File |
| Last Sale | $42,000 (Feb 2017) |
| Tax Bill | $3,480 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-30-576-0028-000 |
| Primary APN | 74-30-576-0028-000 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,800 sqft Living Area |
| 1st Floor Area | 1,800 sqft |
| Basement Area | 1,800 sqft |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Ranch |
| Lot Area | 15,507 sqft (0.356 acres) |
| Lot Depth | 172 ft Depth |
| Garage Area | 816 sqft |
| Parking Spaces | 3 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 1243 S RIVER POINTE LN |
|---|---|
| City | SAINT CLAIR |
| State | MI |
| Zip | 48079-5808 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-1 |
| Legal Description | LOT 28 RIVER POINTE ESTATES NO. 3 |
| Legal Subdivision | RIVER POINTE ESTATES |
| Legal Lot Number | 28 |
| Legal Unit | 28 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | ST. CLAIR |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 640100 |
1243 S River Pointe Ln is owner-occupied and held in a trust since February 2017.
Source: St. Clair County records, as of September 29, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 1243 S RIVER POINTE LN, SAINT CLAIR, MI 48079-5808 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 2, 2017 · Amount on File |
| Deed Sale | Feb 2, 2017 · Amount on File |
| Prior Sale | May 6, 2014 · Amount on File |
| Deed Document Number | 20172882 |
| Deed Book / Page | 4796 / 493 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Sep 15, 2026 |
| Property Address | 1243 S RIVER POINTE LN, SAINT CLAIR, MI 48079-5808 |
| Document Number | 0000018731 |
| Book / Page | 5964 / 788 |
| Instrument Date | Sep 9, 2026 |
| Instrument | 202618731 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 574 KELLI AVE, MARYSVILLE, MI 48040-2555 |
| Document Number | 0000018731, |
|---|---|
| Date | Sep 15, 2026 |
| Book Page | 5964/788 |
| Instrument | 202618731 |
| Name | HOME MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Oct 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
The 2025 property tax bill for 1243 S River Pointe Ln was $3,480 with a homeowner's exemption, up 5.2% from the year before.
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | St. Clair Township |
| Unified School District | East China School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $193,200 (+1.63%) | $386,400 | |
| 2025 | $3,480.00 (+5.23%) Homeowner's exemption | $190,100 | |
| 2024 | $3,307.00 | $380,200 | |
| 2023 | $142,800 | ||
| 2022 | $3,029.00 | $285,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1243 S River Pointe Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1243 S River Pointe Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ST. CLAIR serves 5,464 people · EPA ID MI0006270 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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