St. Clair County property record for 1238 S River Pointe Ln, Saint Clair, MI 48079
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,280 sqft · built 2004 |
| Lot Size | 0.302 acres (13,155 sqft) |
| Owner | Individual Name on File |
| Last Sale | $286,000 (Nov 2019) |
| Tax Bill | $3,568 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Nov 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-30-576-0057-000 |
| Primary APN | 74-30-576-0057-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,280 sqft Living Area |
| 1st Floor Area | 1,140 sqft |
| Basement Area | 1,140 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Lot Area | 13,155 sqft (0.302 acres) |
| Lot Depth | 131 ft Depth |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 1238 S RIVER POINTE LN |
|---|---|
| City | SAINT CLAIR |
| State | MI |
| Zip | 48079-5807 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-1 |
| Legal Description | LOT 57 RIVER POINTE ESTATES NO. 3 |
| Legal Subdivision | RIVER POINTE ESTATES |
| Legal Lot Number | 57 |
| Legal Unit | 57 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | ST. CLAIR |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 640100 |
1238 S River Pointe Ln is owned and occupied by an individual who bought it in November 2019.
Source: St. Clair County records, as of September 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1238 S RIVER POINTE LN, SAINT CLAIR, MI 48079-5807 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN MUTUAL INC |
| Nov 1, 2019 | Warranty Deed, Transfer · Conventional Mortgage MUTUAL MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 1, 2019 · Amount on File |
| Deed Sale | Nov 1, 2019 · Amount on File |
| Prior Sale | Mar 8, 2006 · Amount on File |
| Deed Document Number | 201922979 |
| Deed Book / Page | 5115 / 707 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 1238 S RIVER POINTE LN, SAINT CLAIR, MI 48079-5807 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1238 S RIVER POINTE LN, SAINT CLAIR, MI 48079-5807 |
| Document Number | 0052450942 |
|---|---|
| Date | Sep 28, 2020 |
| Book Page | 5245/942 |
| Instrument | 2020023258 |
| Name | MICHIGAN MUTUAL INC |
|---|---|
| Type | Mortgage Company |
| Address | PORT HURON, MI 48060 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Nov 1, 2019 |
| Property Address | 1238 S RIVER POINTE LN, SAINT CLAIR, MI 48079-5807 |
| Document Number | 0005115707 |
| Book / Page | 5115 / 707 |
| Map Reference | LB 103 PG 15 |
| Instrument Date | Oct 25, 2019 |
| Instrument | 2019022979 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2022 |
| Title Company | ATA NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,459.60 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 574 SNOWBIRD CIR W, SAINT CLAIR, MI 48079-5588 |
| Document Number | 2019022980 |
|---|---|
| Date | Nov 1, 2019 |
| Instrument | 2019022980 |
| Name | MUTUAL MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 1238 S River Pointe Ln was $3,568 with a homeowner's exemption, up 5.3% from the year before.
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | St. Clair Township |
| Unified School District | East China School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $177,900 (+0.45%) | $355,800 | |
| 2025 | $3,568.00 (+5.28%) Homeowner's exemption | $177,100 | |
| 2024 | $3,389.00 | $354,200 | |
| 2023 | $139,400 | ||
| 2022 | $3,114.00 | $278,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1238 S River Pointe Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1238 S River Pointe Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ST. CLAIR serves 5,464 people · EPA ID MI0006270 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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