1243 Main St, Chipley, FL 32428 Property Records

Washington County property record for 1243 Main St, Chipley, FL 32428

Property Summary

Property Type	Fast Food Restaurant
Details	2,039 sqft · built 2021
Lot Size	0.626 acres (27,312 sqft)
Owner	Company Name on Record
Last Sale	$2,371,500 (Feb 2021)
Tax Bill	$5,526 (2025)
Deeds & Mortgages	Feb 2021 Sale Aug 2020 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`000021890001`

Property Details

APN / Parcel Number

Primary APN	`000021890001`
Alternative APN	`21890001`

Interior

Total Rooms	4 Rooms
Building Area	2,039 sqft Total Area
Gross Area	3,072 sqft
Flooring	Ceramic Tile
Interior Walls	Masonry

Exterior

Year Built	Built 2021
Exterior Material	Combination
Construction Type	Wood
Fire Resistance	Wood or Wood & Steel Frame
Roof Type	Flat
Roof Material	Metal
Lot Area	27,312 sqft (0.626 acres)
Lot Width	200 ft Width
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	000021890001
Street Address	1243 MAIN ST
City	CHIPLEY
State	FL
Zip	32428-2474
Property Category	Commercial
Property Type	Commercial > Retail > Fast Food Restaurant
Legal Description	9 4 13 ORB 1199 P 220 BEG NWC OF LT 3 BLK E, RUN NW 184.27' TO RD, NE ON RD 200', SE 170.9', SW 159.17' TO POB
Legal Range	13W
Legal Township	04N
Legal Section	09
Legal Subdivision	HARRISON ADD
Legal Block	E
Legal Lot Number	3
Jurisdiction	WASHINGTON FL
Township / Civil Division	CHIPLEY
Census Block Group	1
Census Block	1043
Census Tract	970104

Owner

Source: Washington County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	27450 SHERLOCK RD, LOS ALTOS HILLS, CA 94022-4226
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2021	Special Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Aug 28, 2020	Warranty Deed, Construction Loan · Construction Mortgage PROGRESS BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 22, 2021 · Amount on Record
Deed Sale	Feb 22, 2021 · Amount on Record
Prior Sale	Aug 28, 2020 · Amount on Record
Deed Document Number	202167001249
Deed Book / Page	1199 / 220
Record Updated	Jun 8, 2026

February 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Feb 22, 2021
Property Address	1243 MAIN ST, CHIPLEY, FL 32428-2474
Document Number	0067001249
Book / Page	1199 / 220
Instrument Date	Feb 22, 2021
Instrument	202167001249
Transaction Type	Transfer
Record Updated	Feb 7, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$16,600.50
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2050 W COUNTY HIGHWAY 30AM, SANTA ROSA BEACH, FL 32459

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27450 SHERLOCK RD, LOS ALTOS HILLS, CA 94022-4226

August 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Aug 28, 2020
Property Address	1243 MAIN ST, CHIPLEY, FL 32428-2474
Document Number	0067005784
Book / Page	1184 / 837
Instrument Date	Aug 28, 2020
Instrument	202067005784
Transaction Type	Construction Loan
Record Updated	Aug 2, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$2,065.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4027 SW 93RD DR, 4027, GAINESVILLE, FL 32608-4657

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2050 W COUNTY HIGHWAY 30A # M-1-22, M-1-22, SANTA ROSA BEACH, FL 32459-0187

Mortgage

Document Number	0000000850
Date	Aug 28, 2020
Instrument	1184/0850

Lender

Name	PROGRESS BANK & TRUST
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Washington County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
Municipality	Chipley City
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,526.00 (+11.41%)	$267,298 (+11.27%) Land $60,000 Building $207,298	$267,298 (+11.27%) Land $60,000 Building $207,298
2024	$4,960.00	$240,225 (-) Land $60,000 Building $180,225	$240,225 (-) Land $60,000 Building $180,225
2023	$4,960.00 (+3.98%)	$240,225 (+4.52%) Land $60,000 Building $180,225	$240,225 (+4.52%) Land $60,000 Building $180,225
2022	$4,770.00	$229,841 Land $50,000 Building $179,841	$229,841 Land $50,000 Building $179,841

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHIPLEY serves 3,660 people · EPA ID FL1670135
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Wildstar Networks Fixed Wireless	200 / 50

May also be available: T-Mobile.

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