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1213 Main St, Chipley, FL 32428 Property Records

Washington County property record for 1213 Main St, Chipley, FL 32428

Property Summary

Property TypeCommercial Office
Details1 ba · 1,248 sqft · built 1970
Lot Size0.679 acres (29,577 sqft)
Owner2 Individual Names on File
Last Sale$250,000 (Sep 2022)
Tax Bill$2,543 (2025)
Deeds & MortgagesOct 2023 Transfer
Sep 2022 Sale & Construction Loan
+ 1 more
Flood ZoneZone X (minimal risk)
APN000021880000

Property Details

APN / Parcel Number

Primary APN000021880000
Alternative APNs
  • 00000000-00-2188-0000
  • 21880000

Interior

Full Baths1 Bath
Total Rooms5 Rooms
Units2 Units
Stories1 Story
Building Area1,248 sqft Gross Area
1st Floor Area984 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 2012
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Fire ResistanceMasonry Walls, Wood Interior
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area29,577 sqft (0.679 acres)
Lot Width183 ft Width
PorchFlorida Room
Porch Area216 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1213 MAIN ST
CityCHIPLEY
StateFL
Zip32428-2469
Property CategoryCommercial
Property TypeCommercial > Office > Commercial Office
Legal Description9 4 13 ORB 1252 P 880 BEG AT INTER OF DIRT RD & HWY 77, RUN SW 210, E 210, NE 210 TO DIRT RD, W TO BEG IN SW4 OF NE4, LESS ORB 222 P 193 & THAT PORTION OF 4TH CLOSED PER ORDINANCE #887 IN ORB 791 P 153., LESS ORB 1285 P 560. & A PRCL DESC IN ORB 1285
Legal Range13W
Legal Township04S
Legal Section09
JurisdictionWASHINGTON FL
Township / Civil DivisionCHIPLEY
Census Block Group1
Census Block1043
Census Tract970104

Owner

Source: Washington County records · APN 000021880000

Assessment roll updated December 3, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1335 WATFORD CIR, CHIPLEY, FL 32428-5348
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Oct 18, 2023Quit Claim Deed, Transfer
ACCOMODATION, ACCOMMODATION
Sep 06, 2022Warranty Deed, Construction Loan · Construction Mortgage
PEOPLESSOUTH BANK
Jun 13, 2017Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 06, 2022 · Amount on Record
Deed SaleSep 06, 2022 · Amount on Record
Prior SaleJul 02, 2007 · Amount on Record
Deed Document Number20227556
Deed Book / Page1252 / 880
Last Transfer DateOct 18, 2023
Transfer Doc0067007269
Record UpdatedSep 20, 2026

October 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWASHINGTON FL
Recording DateOct 18, 2023
Property Address1213 MAIN ST, CHIPLEY, FL 32428-2469
Document Number0067007269
Book / Page1285 / 560
Instrument DateOct 18, 2023
Instrument202367007269
Transaction TypeTransfer
Record UpdatedNov 16, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 888, CHIPLEY, FL 32428-0888

Transferred To (Grantee/Buyer)

NameVerified Name
Address1335 WATFORD CIR, CHIPLEY, FL 32428-5348

September 2022: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionWASHINGTON FL
Recording DateSep 06, 2022
Property Address1213 MAIN ST, CHIPLEY, FL 32428-2469
Document Number0067007556
Book / Page1252 / 880
Instrument DateSep 06, 2022
Instrument202267007556
Transaction TypeConstruction Loan
Record UpdatedNov 02, 2022
Title CompanyNORTHWEST TITLE GROUP LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,750.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1335 WATFORD CIR, 1335, CHIPLEY, FL 32428-5348

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 888, CHIPLEY, FL 32428-0888

Mortgage

Document Number0000000882
DateSep 06, 2022
Instrument1252/882
Lender
NamePEOPLESSOUTH BANK
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term240 Months
DueSep 06, 2042

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWASHINGTON FL
Recording DateJun 13, 2017
Property Address1213 MAIN ST, CHIPLEY, FL 32428-2469
Document Number0067003707
Book / Page001091 / 000365
Instrument DateJun 13, 2017
Instrument67003707
Transaction TypeTransfer
Record UpdatedJun 21, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 754 CHIPLEY FL 324280754, CHIPLEY, FL 32428-0754

Tax Assessment & Valuation

Source: Washington County records · Assessment roll updated December 3, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
MunicipalityChipley City
CountyWashington County
Unified School DistrictWashington County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,543.00 (+4.87%)$121,987 (+2.95%) Land $54,900 Building $67,087$121,987 (+2.95%) Land $54,900 Building $67,087
2024$2,425.00 (-0.86%)$118,495 (-) Land $54,900 Building $63,595$118,495 (-) Land $54,900 Building $63,595
2023$2,446.00 (+49.97%)$118,495 (+50.76%) Land $54,900 Building $63,595$118,495 (+50.76%) Land $54,900 Building $63,595
2022$1,631.00$78,596 Land $32,025 Building $46,571$78,596 Land $32,025 Building $46,571

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 4, 2011 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims1 (2012)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2012 · rainfall accumulation

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Wildstar Networks
Fixed Wireless		200 / 50

May also be available: T-Mobile USA.

Based on FCC filings for 63 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF CHIPLEY
serves 3,660 people
Water SourceGroundwater
Last State InspectionDec 2025
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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