1243 Hwy 47 E, Troy, MO 63379 Property Records

Lincoln County property record for 1243 Hwy 47 E, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,147 sqft · built 2019
Lot Size	3.36 acres (146,362 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,744 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Jul 2022 Line of Credit + 6 more
Flood Zone	Zone X (minimal risk)
APN	`14-50-22-000-000-067.000`

Property Details

APN / Parcel Number

Primary APN	`14-50-22-000-000-067.000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,147 sqft Living Area
Basement Area	2,147 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	146,362 sqft (3.36 acres)
Garage Area	1,008 sqft
Parking Spaces	4 Parking Spaces
Total Buildings	2 Buildings

Location & Zoning

Street Address	1243 HIGHWAY 47 E
City	TROY
State	MO
Zip	63379-5342
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3.36 AC HWY 47 & W LINE E 1/2 SE 1/4 SEC 22
Legal Range	01E
Legal Township	49N
Legal Section	22
Legal Subdivision	SPRING BRANCH FARMS INC
Jurisdiction	LINCOLN MO
Township / Civil Division	MONROE
Census Block Group	3
Census Block	3019
Census Tract	810309

Owner

Source: Lincoln County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1243 HIGHWAY 47 E, TROY, MO 63379-5342
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2026	Deed of Trust, Mortgage · Line of Credit 9100000
Jul 1, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Feb 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK & TRUST CO
Oct 15, 2019	Deed of Trust, Mortgage · Line of Credit PEOPLES BANK & TRUST CO
Dec 30, 2019	Deed of Trust, Mortgage · Construction Mortgage PEOPLES BANK & TRUST CO
Mar 26, 2019	Deed of Trust, Mortgage · Line of Credit PEOPLES BANK & TRUST CO
Jul 12, 2018	Warranty Deed, Transfer TITLE PARTNERS AGENCY LLC
Jul 12, 2018	Warranty Deed, Transfer · Commercial Mortgage BANK OF OLD MONROE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2018
Deed Sale	Jul 12, 2018
Prior Sale	Jul 12, 2018 · Amount on Record
Deed Document Number	20186078
Deed Book / Page	2424 / 696
Prior Transfer Date	Jun 8, 2011
Prior Transfer Doc	0000004779
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	1243 HIGHWAY 47 E, TROY, MO 63379-5342
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1243 HIGHWAY 47 E, TROY, MO 63379-5342

Mortgage

Document Number	002517/197
Date	Jan 6, 2026
Book Page	2517/197
Instrument	2026000074

Lender

Name	9100000
Type	Bank
Address	TROY, MO 63379

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	1243 HIGHWAY 47 E, TROY, MO 63379-5342
Transaction Type	Mortgage
Record Updated	Sep 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1243 HIGHWAY 47 E, TROY, MO 63379-5342

Mortgage

Document Number	002481/200
Date	Jul 1, 2022
Book Page	2481/200
Instrument	2022006951

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Jun 14, 2047

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	1243 HIGHWAY 47 E, TROY, MO 63379-5342
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MEYER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2443/806
Date	Feb 24, 2020
Book Page	2443/806
Instrument	2020001806

Lender

Name	PEOPLES BANK & TRUST CO
Type	Bank
Address	TROY, MO 63379

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	1243 HIGHWAY 47 E, TROY, MO 63379-5342
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2439/0353
Date	Oct 15, 2019
Book Page	2439/0353
Instrument	2019009243

Lender

Name	PEOPLES BANK & TRUST CO
Type	Bank
Address	TROY, MO 63379

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	3 Months
Due	Jan 11, 2020

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	1243 HIGHWAY 47 E, TROY, MO 63379-5342
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2441/0962
Date	Dec 30, 2019
Book Page	2441/0962
Instrument	2019011880

Lender

Name	PEOPLES BANK & TRUST CO
Type	Bank
Address	TROY, MO 63379

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	1243 HIGHWAY 47 E, TROY, MO 63379-5342
Transaction Type	Mortgage
Record Updated	May 29, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2432/0343
Date	Mar 26, 2019
Book Page	2432/0343
Instrument	2019002176

Lender

Name	PEOPLES BANK & TRUST CO
Type	Bank
Address	TROY, MO 63379

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	6 Months
Due	Sep 25, 2019

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Jul 12, 2018
Property Address	1243 HIGHWAY 47 E, TROY, MO 63379-5342
Document Number	2424/0696
Book / Page	2424 / 0696
Instrument Date	Jul 9, 2018
Instrument	2018006078
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2211 1ST CAPITOL DR, 2211, SAINT CHARLES, MO 63301-5805

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1243 HWY, TROY, MO 63379-5342

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Jul 12, 2018
Property Address	1243 HIGHWAY 47 E, TROY, MO 63379-5342
Document Number	2424/0695
Book / Page	2424 / 0695
Instrument Date	Jul 9, 2018
Instrument	2018006077
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	TITLE PARTNERS AGENCY

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2211 1ST CAPITOL DR, 2211, SAINT CHARLES, MO 63301-5805

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1243 HWY, TROY, MO 63379-5342

Mortgage

Document Number	2018006079
Date	Jul 12, 2018
Instrument	2018006079

Lender

Name	BANK OF OLD MONROE
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$61,256 (-) Land $5,500 Building $55,756
2025	$3,744.00 (+6.45%)	$61,256 (+7.93%) Land $5,500 Building $55,756	$322,400 (+7.93%) Land $28,950 Building $293,450
2023	$3,517.00 (+4.86%)	$56,757 Land $5,035 Building $51,722	$298,720 Land $26,500 Building $272,220
2022	$3,354.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 72% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY PWSD 1 serves 14,000 people · EPA ID MO6024340
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Fluoride resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Systec Wireless Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Gateway Fiber, Verizon.

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