1243 Grace Ave, Cincinnati, OH 45208 Property Records

Hamilton County property record for 1243 Grace Ave, Cincinnati, OH 45208

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,351 sqft · built 1923
Lot Size	0.121 acres (5,314 sqft)
Owner	2 Individual Names on File
Tax Bill	$9,071 (2025)
Deeds & Mortgages	Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`043-0A01-0060-00`

Property Details

APN / Parcel Number

Primary APN	`043-0A01-0060-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,351 sqft Living Area
1st Floor Area	1,270 sqft
2nd Floor Area	1,081 sqft
Basement Area	1,081 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1923
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	5,314 sqft (0.121 acres)
Lot Dimensions	100 ft deep x 151 ft wide
Garage Type	Detached
Garage Area	320 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	198 sqft
Patio Area	225 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1243 GRACE AVE
City	CINCINNATI
State	OH
Zip	45208-2928
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1243 GRACE AVE 51.54 X 100 IRR LOT 1 UTOPIA SUB
Legal Subdivision	UTOPIA SUB
Legal Lot Number	1
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1004
Census Tract	4900

Owner

1243 Grace Ave is owned and occupied by two individuals who acquired it in September 2020.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1243 GRACE AVE, CINCINNATI, OH 45208-2928
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 2020
Deed Sale	Sep 10, 2020
Prior Sale	Apr 3, 2001 · Amount on File
Deed Document Number	2020-0091769
Deed Book / Page	0000007411 / 0000000129
Record Updated	Jun 8, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1243 GRACE AVE, CINCINNATI, OH 45208-2928
Document Number	0000036117
Instrument Date	Mar 31, 2020
Transaction Type	Mortgage
Record Updated	Jun 1, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1243 GRACE AVE CINCINNATI OH 452082928, CINCINNATI, OH 45208-2928

Mortgage

Document Number	0000036117
Date	Apr 17, 2020
Book Page	014149/001835
Instrument	36117

Lender

Name	PARAMOUNT RESID'L MTG
Type	Mortgage Company
Address	CORONA, CA 92879

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 16, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1243 Grace Ave was $9,071, up 3.1% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,071.00 (+3.13%)	$182,305 (-) Land $42,865 Building $139,440
2024	$8,796.00 (-2.2%)	$182,305 (-) Land $42,865 Building $139,440
2023	$8,994.00 (-18.04%)	$182,305 (+13.35%) Land $42,865 Building $139,440	$520,870 Land $122,470 Building $398,400
2022	$10,974.00 Homeowner's exemption	$160,829 Land $40,646 Building $120,183
2020			$459,510 Land $116,130 Building $343,380

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1243 Grace Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Sep 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1243 Grace Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 663 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20