Hamilton County property record for 1240 Grace Ave, Cincinnati, OH 45208
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 4,628 sqft · built 2020 |
| Lot Size | 0.301 acres (13,112 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,950,000 (Jan 2026) |
| Tax Bill | $6,931 (2025) |
| Deeds & Mortgages | Jan 2026 Sale & Mortgage Jan 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 043-0001-0016-00 |
| Primary APN | 043-0001-0016-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 4,628 sqft Living Area |
| Gross Area | 5,797 sqft |
| 1st Floor Area | 1,986 sqft |
| 2nd Floor Area | 1,342 sqft |
| Basement Area | 1,986 sqft |
| Finished Basement | 1,300 sqft |
| Unfinished Basement | 686 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 13,112 sqft (0.301 acres) |
| Lot Dimensions | 250 ft deep x 55 ft wide |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 394 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 1240 GRACE AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45208-2929 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF6 |
| Legal Description | 1240 GRACE AVE 55 X 250 IRR ISAAC FERRIS EST |
| Legal Subdivision | ISAAC FERRIS EST |
| Legal Lot Number | 1 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 4900 |
Source: Hamilton County records, as of May 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1240 GRACE AVE, CINCINNATI, OH 45208-2929 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Jan 26, 2026 | Warranty Deed, Transfer · Conventional Mortgage REPUBLIC BANK & TRUST CO |
| Jan 20, 2021 | Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK |
| Nov 15, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Sep 17, 2019 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 26, 2026 · Amount on Record |
| Deed Sale | Jan 26, 2026 · Amount on Record |
| Prior Sale | Jan 20, 2021 · Amount on Record |
| Deed Document Number | 20265892 |
| Deed Book / Page | 15589 / 1029 |
| Prior Transfer Date | Oct 30, 2001 |
| Prior Transfer Doc | 0000211886 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jan 26, 2026 |
| Property Address | 1240 GRACE AVE, CINCINNATI, OH 45208-2929 |
| Document Number | 0000005892 |
| Book / Page | 15589 / 1029 |
| Instrument Date | Jan 16, 2026 |
| Instrument | 2026-0005892 |
| Transaction Type | Transfer |
| Record Updated | Feb 23, 2026 |
| Title Company | UNKNOWN, LTOC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,950.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1240 GRACE AVE, CINCINNATI, OH 45208-2929 |
| Investor | Possibly a Property Investor |
| Document Number | 0000005893 |
|---|---|
| Date | Jan 26, 2026 |
| Instrument | 2026-0005893 |
| Name | REPUBLIC BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.12% |
| Type Change Date | Feb 1, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 4.12% |
| Max Rate At Change | 8.12% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 11.1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jan 20, 2021 |
| Property Address | 1240 GRACE AVE, CINCINNATI, OH 45208-2929 |
| Document Number | 0000008569 |
| Book / Page | 14337 / 3171 |
| Instrument Date | Jan 13, 2021 |
| Instrument | 2021-0008569 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | WAVE TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,584.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 1240 GRACE AVE, CINCINNATI, OH 45208-2929 |
| Document Number | 0000008570 |
|---|---|
| Date | Jan 20, 2021 |
| Instrument | 2021-0008570 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Nov 15, 2019 |
| Property Address | 1240 GRACE AVE, CINCINNATI, OH 45208-2929 |
| Document Number | 0000101058 |
| Book / Page | 014045 / 002262 |
| Instrument Date | Oct 31, 2019 |
| Instrument | 101058 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 6355 E KEMPER RD #250 CINCINNATI OH 452413092, 250, CINCINNATI, OH 45241-3092 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Sep 17, 2019 |
| Property Address | 1240 GRACE AVE, CINCINNATI, OH 45208-2929 |
| Document Number | 0000079113 |
| Book / Page | 014003 / 000174 |
| Instrument Date | Sep 9, 2019 |
| Instrument | 79113 |
| Transaction Type | Transfer |
| Record Updated | Nov 6, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,300.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 6355 E KEMPER RD #250 CINCINNATI OH 452413092, 250, CINCINNATI, OH 45241-3092 |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,931.00 (+3.12%) | $488,601 (+%) Land $112,536 Building $376,065 | $1,396,000 (-) Land $321,530 Building $1,074,470 |
| 2024 | $6,721.00 (-2.21%) | $488,599 (-) Land $112,535 Building $376,064 | |
| 2023 | $6,873.00 (-11.22%) | $488,599 (%) Land $112,535 Building $376,064 | $1,396,000 (-) Land $321,530 Building $1,074,470 |
| 2022 | $7,742.00 Homeowner's exemption | $488,600 Land $113,750 Building $374,850 | |
| 2020 | $1,396,000 Land $325,000 Building $1,071,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Sep 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 78% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 663 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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