Rock County property record for 1243 Elm St, Beloit, WI 53511
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,056 sqft · built 1937 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Company Name on Record |
| Last Sale | $25,000 (Jun 2018) |
| Tax Bill | $1,562 (2025) |
| Deeds & Mortgages | Nov 2012 Mortgage Jan 2006 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 206 12651615 |
| Primary APN | 206 12651615 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,056 sqft Living Area |
| Year Built | Built 1937 |
|---|---|
| Effective Year Built | Effective 1937 |
| Lot Area | 6,098 sqft (0.14 acres) |
| Account Number | 206 12651615 |
|---|---|
| Street Address | 1243 ELM ST |
| City | BELOIT |
| State | WI |
| Zip | 53511-4322 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L 4 B 18 DOWS ADD |
| Legal Subdivision | DOWS ADD |
| Legal Lot Number | 4 |
| Jurisdiction | ROCK WI |
| Township / Civil Division | BELOIT |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 1700 |
Source: Rock County records, as of April 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 5506 DAHLEN DR, MADISON, WI 53705-1342 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Nov 29, 2012 | Deed of Trust, Mortgage · VA Mortgage EMBRACE HOME LOANS INC |
| Jan 30, 2006 | Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA |
| Jun 29, 2018 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 29, 2018 · Amount on Record |
| Deed Sale | Jun 29, 2018 · Amount on Record |
| Deed Document Number | 20182106570 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCK WI |
| Property Address | 1243 ELM ST, BELOIT, WI 53511-4322 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Title Company | EQUITY NATIONAL TITLE AND CLOSING, EQUITY NATL TITLE & CLOSING |
| Name | Verified Name |
|---|
| Document Number | 0001964597 |
|---|---|
| Date | Nov 29, 2012 |
| Instrument | 1964597 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Dec 1, 2022 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCK WI |
| Property Address | 1243 ELM ST, BELOIT, WI 53511-4322 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001738388 |
|---|---|
| Date | Jan 30, 2006 |
| Instrument | 1738388 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40576 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROCK WI |
| Recording Date | Jun 29, 2018 |
| Property Address | 1243 ELM ST, BELOIT, WI 53511-4322 |
| Document Number | 0002106570 |
| Instrument Date | Jun 27, 2018 |
| Instrument | 2106570 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $75.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 709 COPERNICUS WAY, MADISON, WI 53718-3098 |
Source: Rock County assessment roll, as of April 2, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| Municipality | Beloit City |
| County | Rock County |
| Unified School District | Beloit School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,562.00 (+24.66%) | $96,300 (+19.93%) Land $9,300 Building $87,000 | $105,800 (+15.88%) |
| 2023 | $1,253.00 | $80,300 Land $9,300 Building $71,000 | $91,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 3, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BELOIT serves 36,677 people · EPA ID WI1540112 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | 5 ppb (2023) action level 15 ppb |
| Water Quality | Radium resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: LiteWire.
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