Rock County property record for 1238 Elm St, Beloit, WI 53511
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 924 sqft · built 1940 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,640 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Sep 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 206 12651450 |
| Primary APN | 206 12651450 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 924 sqft Living Area |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Lot Area | 6,098 sqft (0.14 acres) |
| Account Number | 206 12651450 |
|---|---|
| Street Address | 1238 ELM ST |
| City | BELOIT |
| State | WI |
| Zip | 53511-4323 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L 20 B 17 DOWS ADD |
| Legal Subdivision | DOWS ADD |
| Legal Lot Number | 20 |
| Jurisdiction | ROCK WI |
| Township / Civil Division | BELOIT |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 1700 |
Source: Rock County records · APN 206 12651450
Assessment roll updated April 2, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1238 ELM ST, BELOIT, WI 53511-4323 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 03, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOME LOAN & INVESTMENT BANK FS |
| Sep 04, 2019 | Warranty Deed, Transfer · Conventional Mortgage JOHNSON BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCK WI |
| Property Address | 1238 ELM ST, BELOIT, WI 53511-4323 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2178327 |
|---|---|
| Date | Feb 03, 2021 |
| Instrument | 2178327 |
| Name | HOME LOAN & INVESTMENT BANK FS |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 84 Months |
| Due | Oct 16, 2027 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROCK WI |
| Recording Date | Sep 04, 2019 |
| Property Address | 1238 ELM ST, BELOIT, WI 53511-4323 |
| Document Number | 0002135531 |
| Instrument Date | Aug 30, 2019 |
| Instrument | 2135531 |
| Transaction Type | Transfer |
| Record Updated | Mar 15, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0002135532 |
|---|---|
| Date | Sep 04, 2019 |
| Instrument | 2135532 |
| Name | JOHNSON BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2049 |
| Rate Type | Fixed Rate |
|---|
Source: Rock County records · Assessment roll updated April 2, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| Municipality | Beloit City |
| County | Rock County |
| Unified School District | Beloit School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,640.00 (+20.85%) Homeowner's exemption | $109,500 (+15.26%) Land $9,300 Building $100,200 | $120,300 (+11.29%) |
| 2023 | $1,357.00 Homeowner's exemption | $95,000 Land $9,300 Building $85,700 | $108,100 |
Source: FEMA National Flood Hazard Layer, Rock County (55105C), as of May 3, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: ResTech Services.
Based on FCC filings for 322 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system WI1540112, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF BELOIT serves 36,677 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | 5 ppb (2023) action level 15 ppb |
| Water Quality | Radium resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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