1243 Bruce St, Chico, CA 95928 Property Records

Butte County property record for 1243 Bruce St, Chico, CA 95928

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,456 sqft · built 1962
Lot Size	0.2 acres (8,712 sqft)
Owner	Company Name on Record
Last Sale	$50,000 (Jul 1998)
Tax Bill	$1,509 (2025)
Deeds & Mortgages	Apr 2017 Mortgage Apr 2017 Construction Loan
Flood Zone	Zone AO (high risk)
APN	`005-383-019-000`

Property Details

APN / Parcel Number

Primary APN	`005-383-019-000`
Alternative APN	`005-383-019`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,456 sqft Living Area

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Modern
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)

Utilities, Heating & Cooling

Cooling System	None
Sewer	Septic

Location & Zoning

Old Parcel Number	005-383-019
Street Address	1243 BRUCE ST
City	CHICO
State	CA
Zip	95928-6275
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	1243 BRUCE ST
Legal Subdivision	SUNSET ADD
Legal Block	3
Legal Lot Number	5
Jurisdiction	BUTTE CA
Township / Civil Division	CHICO
Census Block Group	1
Census Block	1006
Census Tract	1300

Owner

Source: Butte County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1243 BRUCE ST, CHICO, CA 95928-6275
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Apr 12, 2017	Quit Claim Deed, Transfer · Construction Mortgage AMERICAN ADVISORS GROUP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 1998 · Amount on Record
Deed Sale	Jul 6, 1998 · Amount on Record
Prior Sale	Mar 27, 1998 · Amount on Record
Deed Document Number	199827799
Last Transfer Date	Mar 9, 2017
Transfer Doc	0000012772
Record Updated	Oct 29, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	1243 BRUCE ST, CHICO, CA 95928-6275
Document Number	0000012774
Instrument Date	Apr 6, 2017
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1243 BRUCE ST CHICO CA 959286275, CHICO, CA 95928-6275

Mortgage

Document Number	0000012774
Date	Apr 12, 2017
Instrument	12774

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.55%

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BUTTE CA
Recording Date	Apr 12, 2017
Property Address	1243 BRUCE ST, CHICO, CA 95928-6275
Document Number	0000012772
Instrument Date	Mar 9, 2017
Instrument	12772
Transaction Type	Transfer
Record Updated	Aug 18, 2018
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1243 BRUCE ST CHICO CA 959286275, CHICO, CA 95928-6275

Mortgage

Document Number	12773
Date	Apr 12, 2017
Instrument	12773

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	FLINT, MI 48501-2026

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Apr 11, 2018

Interest

Rate Type	Adjustable Rate
Rate	4.55%

Tax Assessment & Valuation

Source: Butte County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Butte County
Municipality	Chico City
Unified School District	Chico Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$137,589 (+2%) Land $48,841 Building $88,748
2025	$1,509.00 (+9.03%) Homeowner's exemption	$134,892 (+4.04%) Land $47,884 Building $87,008
2024			$327,600
2023	$1,384.00 (+1.84%) Homeowner's exemption	$129,656 Land $46,026 Building $83,630
2022	$1,359.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 38 policies
Nearby Flood Policies	38 in force
Nearby Flood Claims	2 (2019)
Most Recent Claim	Apr 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL-WATER SERVICE CO.-CHICO private · serves 110,473 people · EPA ID CA0410002
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
DigitalPath Fixed Wireless	400 / 20
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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