1218 Bruce St, Chico, CA 95928 Property Records

Butte County property record for 1218 Bruce St, Chico, CA 95928 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 639 sqft · built 1912
Lot Size	0.319 acres (13,939 sqft)
Owner	Individual Name on File
Last Sale	$334,000 (Jan 2019)
Tax Bill	$4,323 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Jan 2019 Sale & Mortgage + 1 more
Flood Zone	Zone AO (high risk)
APN	`005-381-020-000`

Property Details

APN / Parcel Number

Primary APN	`005-381-020-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	639 sqft Living Area

Exterior

Year Built	Built 1912
Architectural Style	Conventional
Construction Type	Wood
Lot Area	13,939 sqft (0.319 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	1218 BRUCE ST
City	CHICO
State	CA
Zip	95928-6218
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1218 BRUCE ST
Legal Subdivision	BOUCHERS ADD 04
Legal Lot Number	3
Jurisdiction	BUTTE CA
Township / Civil Division	CHICO
Census Block Group	1
Census Block	1008
Census Tract	1300

Owner

Source: Butte County records · APN 005-381-020-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1218 BRUCE ST, CHICO, CA 95928-6218
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Jan 04, 2019	Grant Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
May 11, 2018	Grant Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 04, 2019 · Amount on Record
Deed Sale	Jan 04, 2019 · Amount on Record
Prior Sale	May 11, 2018 · Amount on Record
Deed Document Number	2019-0000680
Record Updated	Jun 07, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	1218 BRUCE ST, CHICO, CA 95928-6218
Transaction Type	Mortgage
Record Updated	Jul 19, 2022
Title Company	SYNRGO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011413
Date	Mar 12, 2020
Instrument	2020-0011413

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2050

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	Jan 04, 2019
Property Address	1218 BRUCE ST, CHICO, CA 95928-6218
Document Number	0000000680
Map Reference	MB 9 PG 10
Instrument Date	Dec 29, 2018
Instrument	2019-0000680
Transaction Type	Transfer
Record Updated	Jul 19, 2022
Title Company	TIMIOS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1218 BRUCE ST, CHICO, CA 95928-6218

Mortgage

Document Number	0000000681
Date	Jan 04, 2019
Instrument	2019-0000681

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2049

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	May 11, 2018
Property Address	1218 BRUCE ST, CHICO, CA 95928-6218
Document Number	0000015841
Map Reference	MB9 PG10
Instrument Date	May 07, 2018
Instrument	2018-0015841
Transaction Type	Transfer
Record Updated	Jul 19, 2022
Title Company	TIMIOS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1218 BRUCE ST, CHICO, CA 95928-6218

Mortgage

Document Number	0000015842
Date	May 11, 2018
Instrument	2018-0015842

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2048

Tax Assessment & Valuation

Source: Butte County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	California
County	Butte County
Municipality	Chico City
Unified School District	Chico Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$4,323.00 (+8.02%)	$372,578 (+4.04%) Land $145,015 Building $227,563
2023	$4,002.00 (+1.63%)	$358,112 Land $139,385 Building $218,727
2022	$3,938.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Butte County (06007C), updated June 30, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060070013001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AO sheet flow 1–3 ft
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 38 individual NFIP policies nearby
Nearby Flood Policies	38 in force
Nearby Flood Claims	2 (2019)
Most Recent Claim	Apr 2019, river or lake flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 474 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
DigitalPath	Fixed Wireless (licensed-by-rule)	400 / 20
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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