12428 S Normal Ave, Chicago, IL 60628 Property Records

Cook County property record for 12428 S Normal Ave, Chicago, IL 60628

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 828 sqft · built 1951
Lot Size	0.095 acres (4,120 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Jun 2026)
Tax Bill	$1,308 (2023)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Dec 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`25-28-313-044`

Property Details

APN / Parcel Number

Primary APN	`25-28-313-044`
Alternative APN	`25-28-313-044-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	828 sqft Living Area
1st Floor Area	828 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1953
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	4,120 sqft (0.095 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	12428 S NORMAL AVE
City	CHICAGO
State	IL
Zip	60628-7120
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-3
Legal Description	(HURD) & (ANDREWS) SUB OF LOTS 5 & 6 OF ANDREWS SUB O F EH OF SW & SE EX N 33FT OF LOT 5 FORMERLY DEDICATED FOR PT OF 124TH S
Legal Range	14E
Legal Township	37N
Legal Section	28
Legal Subdivision	HURD & ANDREWS
Legal Block	3,3
Legal Lot Number	5,6
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	2
Census Block	2015
Census Tract	530503

Owner

12428 S Normal Ave is owned and occupied by an individual who bought it in June 2026.

Source: Cook County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	12428 S NORMAL AVE, CHICAGO, IL 60628-7120
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2026	Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC
Dec 20, 2017	Quit Claim Deed, Transfer · Line of Credit COMMUNITY INV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2026 · Amount on File
Deed Sale	Jun 4, 2026 · Amount on File
Prior Sale	Nov 20, 2015 · Amount on File
Deed Document Number	202623099
Prior Transfer Date	Oct 31, 2017
Prior Transfer Doc	0000006169
Record Updated	Oct 29, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	COOK IL
Recording Date	Jun 4, 2026
Property Address	12428 S NORMAL AVE, CHICAGO, IL 60628-7120
Document Number	0000023099
Instrument Date	May 26, 2026
Instrument	202623099
Transaction Type	Transfer
Record Updated	Aug 24, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$22,725.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12428 S NORMAL AVE, CHICAGO, IL 60628-7120

Mortgage

Document Number	0000023100,
Date	Jun 4, 2026
Instrument	202615523100

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.75%
Max Rate	-1%

Mortgage

Document Number	0000023101,
Date	Jun 4, 2026
Instrument	202615523101

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jun 1, 2036

Interest

Rate	75%
Max Rate	-1%

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COOK IL
Recording Date	Dec 20, 2017
Property Address	12428 S NORMAL AVE, CHICAGO, IL 60628-7120
Document Number	1735406169
Instrument Date	Oct 31, 2017
Instrument	35406169
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	10 S LA SALLE ST #2750 CHICAGO IL 606031108, 2750, CHICAGO, IL 60603-1108

Mortgage

Document Number	1735406170
Date	Dec 20, 2017
Instrument	35406170

Lender

Name	COMMUNITY INV
Type	MERS
Address	222 S RIVERSIDE PLZ, CHICAGO, IL 60606-5808

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Dec 19, 2027

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$8,500 Land $2,472 Building $6,028	$85,000 Land $24,720 Building $60,280
2023	$1,308.00 (+4.31%)
2022	$1,254.00 (+0.8%) Homeowner's exemption	$9,500 (-) Land $1,648 Building $7,852	$95,000 (-) Land $16,480 Building $78,520
2021	$1,244.00 Homeowner's exemption	$9,500 Land $1,648 Building $7,852	$95,000 Land $16,480 Building $78,520

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12428 S Normal Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 12428 S Normal Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 866 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL in parts of the area	100 / 20

May also be available: T-Mobile.

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