12423 S Normal Ave, Chicago, IL 60628 Property Records

Cook County property record for 12423 S Normal Ave, Chicago, IL 60628

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,077 sqft · built 1961
Lot Size	0.106 acres (4,612 sqft)
Owner	Individual Name on Record
Last Sale	$280,000 (Jun 2026)
Tax Bill	$2,749 (2023)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jan 2026 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`25-28-314-063`

Property Details

APN / Parcel Number

Primary APN	`25-28-314-063`
Alternative APN	`25-28-314-063-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,077 sqft Living Area
1st Floor Area	1,077 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1963
Architectural Style	Bungalow
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	4,612 sqft (0.106 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	12423 S NORMAL AVE
City	CHICAGO
State	IL
Zip	60628-7119
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-3
Legal Range	14E
Legal Township	37N
Legal Section	28
Legal Subdivision	HURD AND ANDREWS SUBDIVISION
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	2
Census Block	2016
Census Tract	530503

Owner

Source: Cook County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12423 S NORMAL AVE, CHICAGO, IL 60628-7119
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2026	Warranty Deed, Transfer · FHA Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
Jan 9, 2026	Special Warranty Deed, Transfer FIRST AMERICAN TITLE
Mar 10, 2020	Grant Deed, Transfer · VA Mortgage DRAPER & KRAMER MTG
May 24, 2019	Grant Deed, Transfer CITYWIDE TITLE CORPORATION, CITYWIDE TITLE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2026 · Amount on Record
Deed Sale	Jun 29, 2026 · Amount on Record
Prior Sale	Jan 9, 2026 · Amount on Record
Deed Document Number	202628262
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Jun 29, 2026
Property Address	12423 S NORMAL AVE, CHICAGO, IL 60628-7119
Document Number	0000028262
Instrument Date	May 19, 2026
Instrument	202628262
Transaction Type	Transfer
Record Updated	Jul 7, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$42,420.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12423 S NORMAL AVE, CHICAGO, IL 60628-7119

Mortgage

Document Number	0000000028,
Date	Jun 29, 2026
Instrument	2026180202618028

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.5%
Max Rate	-1%

January 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	COOK IL
Recording Date	Jan 9, 2026
Property Address	12423 S NORMAL AVE, CHICAGO, IL 60628-7119
Document Number	0000916136
Instrument Date	Dec 23, 2025
Instrument	2600916136
Transaction Type	Transfer
Record Updated	Jan 26, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$120.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11310 87TH ST, BURR RIDGE, IL 60527-6441

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COOK IL
Recording Date	Mar 10, 2020
Property Address	12423 S NORMAL AVE, CHICAGO, IL 60628-7119
Document Number	2007017009
Instrument Date	Feb 27, 2020
Instrument	7017009
Transaction Type	Transfer
Record Updated	Mar 19, 2020
Title Company	CITYWIDE TITLE CORPORATION, CITYWIDE TITLE CORP

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$165.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	6012 S GREEN ST CHICAGO IL 606212898, CHICAGO, IL 60621-2898

Mortgage

Document Number	2007017010
Date	Mar 10, 2020
Instrument	7017010

Lender

Name	DRAPER & KRAMER MTG
Type	Mortgage Company
Address	DOWNERS GROVE, IL 60515

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 9, 2050

Interest

Rate Type	Fixed Rate
Rate	3.75%

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COOK IL
Recording Date	May 24, 2019
Property Address	12423 S NORMAL AVE, CHICAGO, IL 60628-7119
Document Number	1914418013
Instrument Date	May 17, 2019
Instrument	14418013
Transaction Type	Transfer
Record Updated	Jun 4, 2019
Title Company	CITYWIDE TITLE CORPORATION, CITYWIDE TITLE CORP

Transaction

Amount	Amount Recorded
Tax	$38.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	5315 N CLARK ST #308 CHICAGO IL 606402290, 308, CHICAGO, IL 60640-2290

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$14,000 (+7.7%) Land $2,767 Building $11,233	$140,000 (+7.7%) Land $27,670 Building $112,330
2023	$2,749.00 (+2.54%)	$12,999 (-) Land $1,844 Building $11,155	$129,990 (-) Land $18,440 Building $111,550
2022	$2,681.00 (+2.29%)	$12,999 (-) Land $1,844 Building $11,155	$129,990 (-) Land $18,440 Building $111,550
2021	$2,621.00	$12,999 Land $1,844 Building $11,155	$129,990 Land $18,440 Building $111,550

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 866 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL in parts of the area	100 / 20

May also be available: T-Mobile.

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