12425 Pear Ln, Wilton, CA 95693 Property Records

Sacramento County property record for 12425 Pear Ln, Wilton, CA 95693

Property Summary

Property TypeMulti-Family Dwellings
Details6 bd · 4.5 ba · 4,488 sqft · built 1999
Lot Size4.96 acres (216,058 sqft)
Owner2 Individual Names on File
Last Sale$1,350,000 (Dec 2021)
Tax Bill$15,113 (2025)
Deeds & MortgagesMar 2022 Mortgage
Dec 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN126-0290-041-0000

Property Details

APN / Parcel Number

Primary APN126-0290-041-0000

Interior

Bedrooms6 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Total Rooms12 Rooms
Units2 Units
Stories1 Story
Building Area4,488 sqft Living Area
1st Floor Area4,488 sqft
Family RoomFamily Room
Utility RoomUtility Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleL-Shape
Exterior MaterialWood Shingle
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area216,058 sqft
Garage Area228 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerSeptic

Location & Zoning

Street Address12425 PEAR LN
CityWILTON
StateCA
Zip95693-9677
Property CategoryResidential
Property TypeResidential > Multi-Unit > Multi-Family Dwellings
Local Zoning CodeAR-5
Legal DescriptionPARCEL MAP, LOT 2
Legal SubdivisionPARCEL MAP
Legal Lot Number2
JurisdictionSACRAMENTO CA
Township / Civil DivisionGALT
Census Block Group3
Census Block3002
Census Tract9404

Owner

12425 Pear Ln, a residential property, is owned and occupied by two individuals who bought it in December 2021.

Source: Sacramento County records, as of July 22, 2026

Owner of Record2 Individual Names on File
Mailing Address12425 PEAR LN, WILTON, CA 95693-9677
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 9, 2022Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE AFFINITY LLC
Dec 22, 2021Grant Deed, Transfer · Conventional Mortgage
GUILD MORTGAGE CO
Mar 19, 2020Quit Claim Deed, Transfer · Line of Credit
FIREFIGHTERS FIRST FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 22, 2021 · Amount on File
Deed SaleDec 22, 2021 · Amount on File
Prior SaleDec 22, 2021 · Amount on File
Deed Document Number20211377
Prior Transfer DateMar 11, 2020
Prior Transfer Doc3190000000384
Record UpdatedOct 29, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address12425 PEAR LN, WILTON, CA 95693-9677
Transaction TypeMortgage
Record UpdatedMay 15, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address12425 PEAR LN, WILTON, CA 95693-9677

Mortgage

Document Number0000001170
DateMar 9, 2022
Instrument2022030901170
Lender
NameGUARANTEED RATE AFFINITY LLC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2052

December 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSACRAMENTO CA
Recording DateDec 22, 2021
Property Address12425 PEAR LN, WILTON, CA 95693-9677
Document Number0000001377
Map ReferenceMB 95 MAP 30
Instrument DateDec 16, 2021
Instrument2021122201377
Transaction TypeTransfer
Record UpdatedAug 23, 2024
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address12425 PEAR LN, WILTON, CA 95693-9677

Mortgage

Document Number0000001378
DateDec 22, 2021
Instrument2021122201378
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2052

Mortgage

Document Number0000001379
DateDec 22, 2021
Instrument2021122201379
Lender
NameALLIANT CU
TypeCredit Union
AddressCHICAGO, IL 60666
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueDec 21, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSACRAMENTO CA
Recording DateMar 19, 2020
Property Address12425 PEAR LN, WILTON, CA 95693-9677
Document Number2003190384
Instrument DateMar 11, 2020
Instrument2003190384
Transaction TypeTransfer
Record UpdatedApr 20, 2020
Title CompanyCALIFORNIA MEMBERS TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address12425 PEAR LN WILTON CA 956939677, WILTON, CA 95693-9677

Mortgage

Document Number2003190385
DateMar 19, 2020
Instrument2003190385
Lender
NameFIREFIGHTERS FIRST FCU
AddressLOS ANGELES, CA 90041
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueMar 18, 2045
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 12425 Pear Ln was $15,113 with a homeowner's exemption, up 0.8% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
Unified School DistrictElk Grove Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,461,281 (+2%) Land $438,384 Building $1,022,897
2025$15,113.00 (+0.82%) Homeowner's exemption$1,432,630 Land $429,789 Building $1,002,841
2024$14,990.00 (+2.7%)
2023$14,596.00 (+1.83%) Homeowner's exemption$1,377,000 Land $413,100 Building $963,900
2022$14,333.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 12425 Pear Ln in Zone X, an area of minimal flood risk, though there have been 24 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 59 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies59 in force
Nearby Flood Claims24 (1982–2022)
Claims Outside the SFHA20 of 24
Most Recent ClaimDec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Dec 2022 · 3 claims
  • Severe Winter Storms And Flooding, Feb 1998 · 5 claims
  • Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12425 Pear Ln is high, ranking above 72% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 72% of the US · above 47% of California
Wildfire Likelihood0.5% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
5,000 / 5,000
unWired Broadband
Fixed Wireless
400 / 50
Zeta Broadband
Fixed Wireless
400 / 50
Softcom Internet Communications
Fixed Wireless
400 / 50

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