12425 Anderson Rd, Willis, TX 77318 Property Records

Montgomery County property record for 12425 Anderson Rd, Willis, TX 77318

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,510 sqft · built 1997
Lot Size	1.84 acres (80,368 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,425 (2025)
Deeds & Mortgages	May 2026 Line of Credit Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0012-00-03119`

Property Details

APN / Parcel Number

Primary APN	`0012-00-03119`
Alternative APN	`R231751`

Interior

Full Baths	2 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,510 sqft Living Area
1st Floor Area	1,250 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	80,368 sqft
View / Lot	Front
Garage Type	Detached
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	360 sqft
Canopy	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	12425 ANDERSON RD
City	WILLIS
State	TX
Zip	77318-5515
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	4
Legal Description	A0012 CUDE TIMOTHY, TRACT 31-AA, ACRES 1.845
Legal Subdivision	CUDE TIMOTHY
Legal Tract	31-AA
Jurisdiction	MONTGOMERY TX
Township / Civil Division	WILLIS
Census Block Group	1
Census Block	1006
Census Tract	694209

Owner

Source: Montgomery County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12425 ANDERSON RD, WILLIS, TX 77318-5515
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 8, 2026	Deed of Trust, Mortgage · Line of Credit ZIONS BANCORPORATION NA
Feb 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
May 1, 2019	Deed of Trust, Mortgage · Commercial Mortgage ZB NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2021
Deed Sale	Aug 5, 2021
Prior Sale	Sep 11, 2000 · Amount on Record
Deed Document Number	2021108126
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Recording Date	May 8, 2026
Property Address	12425 ANDERSON RD, WILLIS, TX 77318-5515
Document Number	0000047313
Instrument Date	Apr 28, 2026
Instrument	202647313
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12425 ANDERSON RD, WILLIS, TX 77318-5515
Investor	Possibly a Property Investor

Mortgage

Document Number	0000047313,
Date	May 8, 2026
Instrument	202647313

Lender

Name	ZIONS BANCORPORATION NA

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.46%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	12425 ANDERSON RD, WILLIS, TX 77318-5515
Transaction Type	Mortgage
Record Updated	Mar 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020368
Date	Feb 22, 2021
Instrument	2021020368

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2036

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	12425 ANDERSON RD, WILLIS, TX 77318-5515
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000035924
Date	May 1, 2019
Instrument	2019035924

Lender

Name	ZB NA
Type	Bank
Address	HOUSTON, TX 77253

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Montgomery County
Unified School District	Willis Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$310,121 (-0.51%) Land $92,250 Building $217,871	$310,121 (-7.46%) Land $92,250 Building $217,871
2025	$3,425.00 (-0.23%) Homeowner's exemption	$311,720 (+1%)	$335,121 (+10.91%) Land $92,250 Building $242,871
2024	$3,433.00 (+16.41%) Homeowner's exemption	$283,382 (+1%) Land $92,250 Building $209,909	$302,159 (-0.1%) Land $92,250 Building $209,909
2023	$2,949.00 Homeowner's exemption	$257,620 Land $92,250 Building $210,210	$302,460 Land $92,250 Building $210,210

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 104 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	104 in force
Nearby Flood Claims	3 (2016–2024)
Most Recent Claim	Jan 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 81% of Texas
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ezee Fiber Fiber	8,000 / 8,000
Xfinity Fiber	2,000 / 2,000
AT&T Fixed Wireless	100 / 20

May also be available: Optimum, Tachus Fiber Internet, Verizon.

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