12420 Whispering Tree Ln, Poway, CA 92064 Property Records

San Diego County property record for 12420 Whispering Tree Ln, Poway, CA 92064 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 1997
Square Footage1,695 sqft Living Area
Lot Size5,430 sqft (0.125 acres)
OccupancyOwner Occupied
Last Sale$650,000 (2017)
Tax Bill$8,697.00 (2025)

Property Details

APN / Parcel Number

Primary APN317-211-36-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,695 sqft Living Area

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Lot Area5,430 sqft (0.125 acres)
Parking Spaces2 Parking Spaces
Garage TypeCarport Garage
CarportCarport

Location & Zoning

Street Address12420 WHISPERING TREE LN
CityPOWAY
StateCA
Zip92064-6050
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 32 TR 013211
Legal SubdivisionPOWAY 94-02
Legal Tract013211
Legal Block3
Legal Lot Number32
JurisdictionSAN DIEGO CA
Minor Civil DivisionSAN DIEGO
Census Blockgroup3
Census Block3000
Census Tract17048

Owner

Source: San Diego County records · APN 317-211-36-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address12420 WHISPERING TREE LN, POWAY, CA 92064-6050
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Jul 23, 2026Grant Deed, Transfer
FIRST CONSUMERS TITLE, CONSUMERS TITLE
Jul 23, 2026Grant Deed, Transfer · Conventional Mortgage
CITIBANK NYS
Jan 11, 2021Deed of Trust, Mortgage · Conventional Mortgage
NORTH AMERICAN SAVINGS BANK FSB
Feb 18, 2020Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Feb 17, 2017Grant Deed, Transfer · Conventional Mortgage
CITIBANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 17, 2017 · Amount on Record
Deed SaleFeb 17, 2017 · Amount on Record
Prior SaleDec 09, 2003 · Amount on Record
Deed Doc Number201779995
Prior Transfer DateDec 26, 2008
Prior Transfer Doc0000192498
Record RefreshedSep 20, 2026

July 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJul 23, 2026
Property Address12420 WHISPERING TREE LN, POWAY, CA 92064-6050
Document Number0000211565
Instrument DateJul 14, 2026
Instrument2026211565
Transaction TypeTransfer
Record UpdatedAug 03, 2026
Title CompanyFIRST CONSUMERS TITLE, CONSUMERS TITLE

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address11482 TREE HOLLOW LN, SAN DIEGO, CA 92128-5287

July 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJul 23, 2026
Property Address12420 WHISPERING TREE LN, POWAY, CA 92064-6050
Document Number0000211566
Instrument DateJun 30, 2026
Instrument2026211566
Transaction TypeTransfer
Record UpdatedAug 03, 2026
Title CompanyFIRST CONSUMERS TITLE, CONSUMERS TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$135,542.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address11482 TREE HOLLOW LN, SAN DIEGO, CA 92128-5287

Mortgage

Document Number0000211567,
DateJul 23, 2026
Instrument2026211567
Lender
NameCITIBANK NYS
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2056
Interest
Rate TypeFixed Rate
Rate6.52%
Initial TypeFixed Rate
Max Rate-1%

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address12420 WHISPERING TREE LN, POWAY, CA 92064-6050
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address12420 WHISPERING TREE LN, POWAY, CA 92064-6050

Mortgage

Document Number0000020123
DateJan 11, 2021
Instrument2021-0020123
Lender
NameNORTH AMERICAN SAVINGS BANK FSB
TypeBank
AddressGRANDVIEW, MO 64030
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueDec 01, 2050

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address12420 WHISPERING TREE LN, POWAY, CA 92064-6050
Document Number0000120871
Instrument DateFeb 18, 2020
Transaction TypeMortgage
Record UpdatedMar 19, 2020
Title CompanyAMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO.

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address12420 WHISPERING TREE LN POWAY CA 920646050, POWAY, CA 92064-6050

Mortgage

Document Number0000120871
DateMar 09, 2020
Instrument120871
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 08, 2050

February 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateFeb 17, 2017
Property Address12420 WHISPERING TREE LN, POWAY, CA 92064-6050
Document Number0000079995
Map ReferenceMAP13211
Instrument DateJan 20, 2017
Instrument2017-0079995
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyORANGE COAST TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address12420 WHISPERING TREE LN, POWAY, CA 92064-6050

Mortgage

Document Number0000079996
DateFeb 17, 2017
Instrument2017-0079996
Lender
NameCITIBANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2047

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityPoway City
Unified School DistrictPoway Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$769,458 (+2%) Land $472,816 Building $296,642
2025$8,697.00 (+4.83%) Homeowner's exemption$754,372 (+4.04%) Land $463,546 Building $290,826
2023$8,296.00 (+1.67%) Homeowner's exemption$725,081 Land $445,547 Building $279,534
2022$8,160.00

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