12420 Elgin Blvd, Spring Hill, FL 34609 Property Records

Hernando County property record for 12420 Elgin Blvd, Spring Hill, FL 34609

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,256 sqft · built 1981
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$222,500 (Aug 2022)
Tax Bill	$2,270 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Dec 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5182-1843-0080`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5182-1843-0080`
Alternative APNs	`00843662` `843662`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,256 sqft Living Area
1st Floor Area	1,256 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1997
Exterior Material	Concrete Block
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	100 ft deep x 75 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	105 sqft
Utility Building	72 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00843662
Street Address	12420 ELGIN BLVD
City	SPRING HILL
State	FL
Zip	34609-1508
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL-2ND REPLAT OF PORTIONS OF UNITS 18,19,20 BLK 1843 LOT 8
Legal Range	18E
Legal Township	23S
Legal Section	09
Legal Subdivision	SPRING HILL UNIT 18 REPL 2
Legal Block	1843
Legal Lot Number	8
Legal Unit	18
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	3
Census Block	3002
Census Tract	41006

Owner

Source: Hernando County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12420 ELGIN BLVD, SPRING HILL, FL 34609-1508
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2022	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Dec 27, 2021	Warranty Deed, Transfer OS NATIONAL LLC
Nov 29, 2018	Warranty Deed, Transfer · Conventional with PMI SUNCOAST CU
Oct 4, 2017	Warranty Deed, Transfer · FHA Mortgage PATRIOT LNDG SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 12, 2022 · Amount on Record
Deed Sale	Aug 12, 2022 · Amount on Record
Prior Sale	Dec 27, 2021 · Amount on Record
Deed Document Number	2022061585
Deed Book / Page	4208 / 55
Record Updated	Jun 8, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Aug 12, 2022
Property Address	12420 ELGIN BLVD, SPRING HILL, FL 34609-1508
Document Number	0042080055
Book / Page	4208 / 55
Map Reference	MB 17 PG 29-34
Instrument Date	Aug 10, 2022
Instrument	2022061585
Transaction Type	Transfer
Record Updated	Oct 12, 2022
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,557.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	410 N SCOTTSDALE RD, 410, TEMPE, AZ 85288-7094

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12420 ELGIN BLVD, SPRING HILL, FL 34609-1508

Mortgage

Document Number	0000420857
Date	Aug 12, 2022
Instrument	4208/57

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Dec 27, 2021
Property Address	12420 ELGIN BLVD, SPRING HILL, FL 34609-1508
Document Number	0041040054
Book / Page	4104 / 54
Map Reference	MB 17 PG 29-34
Instrument Date	Dec 26, 2021
Instrument	2021096624
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount Recorded
Tax	$1,381.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1014 W LOUCKS AVE, PEORIA, IL 61604-2615

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
Investor	Possibly a Property Investor

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Nov 29, 2018
Property Address	12420 ELGIN BLVD, SPRING HILL, FL 34609-1508
Document Number	0036461630
Book / Page	003646 / 001630
Instrument Date	Nov 29, 2018
Instrument	71353
Transaction Type	Transfer
Record Updated	Jan 2, 2019
Title Company	KEYSTONE TITLE, KEYSTONE TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$770.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12420 ELIN BLVD SPRING HILL FL 34609, SPRING HILL, FL 34609

Mortgage

Document Number	36461632
Date	Nov 29, 2018
Book Page	003646/001632
Instrument	71354

Lender

Name	SUNCOAST CU
Address	TAMPA, FL 33610

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 28, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.12%

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Oct 4, 2017
Property Address	12420 ELGIN BLVD, SPRING HILL, FL 34609-1508
Document Number	0035120466
Book / Page	003512 / 000466
Instrument Date	Sep 29, 2017
Instrument	55876
Transaction Type	Transfer
Record Updated	Aug 27, 2018
Title Company	REPUBLIC LAND AND TITLE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$630.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12420 ELGIN BLVD SPRING HILL FL 346091508, SPRING HILL, FL 34609-1508

Mortgage

Document Number	35120468
Date	Oct 4, 2017
Book Page	003512/000468
Instrument	55877

Lender

Name	PATRIOT LNDG SVCS
Address	CARNEGIE, PA 15106

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 3, 2047

Mortgage

Document Number	35120478,
Date	Oct 4, 2017
Book Page	003512/000478
Instrument	55878

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	BROOKSVILLE, FL 34601-2800

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,270.00 (-1.99%)	$159,015 (+4.25%) Land $28,125 Building $130,890	$159,015 (+4.25%) Land $28,125 Building $130,890
2023		$152,528 (+4.38%) Land $23,338 Building $129,190
2022	$2,316.00	$146,124 Land $19,800 Building $126,324	$152,528 Land $21,750 Building $130,778

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (2004–2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Tillman Fiber.

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