12390 Elgin Blvd, Spring Hill, FL 34609 Property Records

Hernando County property record for 12390 Elgin Blvd, Spring Hill, FL 34609

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 943 sqft · built 1981
Lot Size	0.172 acres (7,500 sqft)
Owner	Company Name on File
Last Sale	$106,000 (May 2026)
Tax Bill	$2,182 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage May 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5182-1843-0120`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5182-1843-0120`
Alternative APNs	`00843706` `843706`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	943 sqft Living Area
Gross Area	1,482 sqft
1st Floor Area	943 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1986
Exterior Material	Concrete Block
Construction Type	Concrete Block
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	100 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	299 sqft
Parking Spaces	1 Parking Space
Porch	Screened Porch
Porch Area	240 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00843706
Street Address	12390 ELGIN BLVD
City	SPRING HILL
State	FL
Zip	34609-1505
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL-2ND REPLAT OF PORTIONS OF UNITS 18,19,20 BLK 1843 LOT 12
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UNIT 18 REPL 2
Legal Block	1843
Legal Lot Number	12
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	3
Census Block	3002
Census Tract	41006

Owner

12390 Elgin Blvd is owned by a company that bought it in May 2026.

Source: Hernando County records, as of October 22, 2026

Owner of Record	Company Name on File
Mailing Address	13413 LITEWOOD DR, HUDSON, FL 34669-3914
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 7, 2026	Warranty Deed, Transfer · Conventional Mortgage OPS LNS LLC
May 7, 2026	Warranty Deed, Transfer · Conventional Mortgage OPS LNS LLC
Aug 29, 2022	Intrafamily Transfer, Transfer ACCOMMODATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 7, 2026 · Amount on File
Deed Sale	May 7, 2026 · Amount on File
Prior Sale	Oct 13, 1998 · Amount on File
Deed Document Number	202630602
Deed Book / Page	4705 / 655
Prior Transfer Date	Aug 26, 2022
Prior Transfer Doc	0042130863
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	May 7, 2026
Property Address	12390 ELGIN BLVD, SPRING HILL, FL 34609-1505
Document Number	0047050655
Book / Page	4705 / 655
Instrument Date	May 1, 2026
Instrument	202630602
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	GIANNELL TITLE LLC, GIANNELL TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$74,942.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	13413 LITEWOOD DR, HUDSON, FL 34669-3914

Mortgage

Document Number	0000030603,
Date	May 7, 2026
Instrument	202630603

Lender

Name	OPS LNS LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	May 7, 2026
Property Address	12390 ELGIN BLVD, SPRING HILL, FL 34609-1505
Document Number	0000030602
Book / Page	4705 / 655
Instrument Date	May 1, 2026
Instrument	2026.30602
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	GIANNELL TITLE LLC, GIANNELL TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$74,942.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	13413 LITEWOOD DR, HUDSON, FL 34669-3914

Mortgage

Document Number	0000030603,
Date	May 7, 2026
Instrument	2026..30603

Lender

Name	OPS LNS LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	6.38%
Max Rate	-1%

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HERNANDO FL
Recording Date	Aug 29, 2022
Property Address	12390 ELGIN BLVD, SPRING HILL, FL 34609-1505
Document Number	0042130863
Book / Page	4213 / 863
Map Reference	MB 17 PG 29-34
Instrument Date	Aug 26, 2022
Instrument	2022065109
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11273 MCRACKEN DR, 11273, SPRING HILL, FL 34609-0202

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	11273 MCRACKEN DR, SPRING HILL, FL 34609-0202

Tax Assessment & Valuation

The 2025 property tax bill for 12390 Elgin Blvd was $2,182.

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,182.00	$90,230	$122,507 Land $33,750 Building $88,757
2023		$74,570 (-32.24%) Land $74,570
2022	$1,390.00	$110,051 Land $23,775 Building $86,276	$115,195 Land $26,100 Building $89,095

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12390 Elgin Blvd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (2004–2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 12390 Elgin Blvd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Tillman Fiber.

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