12420 Co Rd 4047, Holts Summit, MO 65043 Property Records

Callaway County property record for 12420 Co Rd 4047, Holts Summit, MO 65043

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,200 sqft · built 1995
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$275,310 (May 2026)
Tax Bill	$1,608 (2024)
Deeds & Mortgages	May 2026 Sale & Mortgage Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`27-01.0-11.0-00-000-001.003`

Property Details

APN / Parcel Number

Primary APN	`27-01.0-11.0-00-000-001.003`
Alternative APN	`2701011000000000000`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,200 sqft Living Area
1st Floor Area	1,200 sqft
Basement Area	1,200 sqft
Finished Basement	500 sqft
Game Room	Game Room

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Conventional
Construction Type	Frame
Roof Type	Geodesic/Dome
Roof Material	Fiberglass
Lot Area	43,560 sqft (1 acres)
Porch	Slab
Porch Area	8 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	2701011000000001003
Street Address	12420 COUNTY ROAD 4047
City	HOLTS SUMMIT
State	MO
Zip	65043-2086
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 15 FIELD OF DREAMS
Legal Range	11W
Legal Township	44N
Legal Section	11
Legal Subdivision	FIELD OF DREAMS
Legal Lot Number	15
Jurisdiction	CALLAWAY MO
Township / Civil Division	SUMMIT
Census Block Group	2
Census Block	2014
Census Tract	70800

Owner

12420 Co Rd 4047 is owned and occupied by an individual who bought it in May 2026.

Source: Callaway County records, as of May 20, 2026

Owner of Record	Individual Name on File
Mailing Address	12420 COUNTY ROAD 4047, HOLTS SUMMIT, MO 65043-2086
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 12, 2026	Warranty Deed, Transfer · Conventional Mortgage CENTRAL TRUST BANK
Dec 11, 2020	Deed of Trust, Mortgage · Stand-Alone First Mortgage MISSOURI CREDIT UNION
May 2, 2023	Deed of Trust, Mortgage · Line of Credit MISSOURI CREDIT UNION
Dec 11, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 12, 2026 · Amount on File
Deed Sale	May 12, 2026 · Amount on File
Prior Sale	Dec 11, 2020 · Amount on File
Deed Document Number	20262732
Deed Book / Page	527 / 316
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLAWAY MO
Recording Date	May 12, 2026
Property Address	12420 COUNTY ROAD 4047, HOLTS SUMMIT, MO 65043-2086
Document Number	0000002732
Book / Page	527 / 316
Instrument Date	May 11, 2026
Instrument	2026.2732
Transaction Type	Transfer
Record Updated	May 21, 2026
Title Company	MIDWESTERN TITLE, MIDWEST TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12420 COUNTY ROAD 4047, HOLTS SUMMIT, MO 65043-2086

Mortgage

Document Number	0000002733,
Date	May 12, 2026
Instrument	2026..2733

Lender

Name	CENTRAL TRUST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	12420 COUNTY ROAD 4047, HOLTS SUMMIT, MO 65043-2086
Transaction Type	Mortgage
Record Updated	Mar 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000245/670
Date	Dec 11, 2020
Book Page	245/670
Instrument	202009095

Lender

Name	MISSOURI CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	373 Months
Due	Jan 1, 2052

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	12420 COUNTY ROAD 4047, HOLTS SUMMIT, MO 65043-2086
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000506/652
Date	May 2, 2023
Book Page	506/652
Instrument	202302125

Lender

Name	MISSOURI CREDIT UNION
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLAWAY MO
Recording Date	Dec 11, 2020
Property Address	12420 COUNTY ROAD 4047, HOLTS SUMMIT, MO 65043-2086
Document Number	489/511
Book / Page	489 / 511
Instrument Date	Dec 11, 2020
Instrument	202009094
Transaction Type	Transfer
Record Updated	Dec 9, 2021

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12420 COUNTY ROAD 4047, HOLTS SUMMIT, MO 65043-2086

Tax Assessment & Valuation

Source: Callaway County assessment roll, as of January 15, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Callaway County
Unified School District	Jefferson City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$25,806 (-)	$135,820 (-)
2024	$1,608.00 (+0.06%)	$25,806 (-)	$135,820 (-)
2023	$1,607.00 (+1.84%)	$25,806 (+1.88%)	$135,820
2022	$1,578.00	$25,331 Land $950 Building $24,381
2021			$133,320 Land $5,000 Building $128,320
2015	$820.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 12420 Co Rd 4047 in Zone X, an area of minimal flood risk, though there have been 159 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 5, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	159 (1982–2019)
Claims Outside the SFHA	6 of 159
Most Recent Claim	Jul 2019 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jul 2019 · 15 claims Severe Storms, Tornadoes, Hail, Flooding, Jun 1995 · 46 claims Severe Storms & Flooding, Sep 1993 · 78 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12420 Co Rd 4047 is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 53% of Missouri
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALLAWAY COUNTY PWSD 1 serves 9,840 people · EPA ID MO3024084
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Callabyte Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
FireServe Fixed Wireless · not low latency	100 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

Nearby Properties on Co Rd 4047

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures