12410 Co Rd 4047, Holts Summit, MO 65043 Property Records

Callaway County property record for 12410 Co Rd 4047, Holts Summit, MO 65043

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,248 sqft · built 1994
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Tax Bill	$1,394 (2025)
Deeds & Mortgages	May 2022 Mortgage Jul 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`27-01.0-11.0-00-000-001.002`

Property Details

APN / Parcel Number

Primary APN	`27-01.0-11.0-00-000-001.002`
Alternative APN	`2701011000000000000`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,248 sqft Living Area
1st Floor Area	1,248 sqft
Basement Area	1,248 sqft
Finished Basement	500 sqft
Game Room	Game Room

Exterior

Year Built	Built 1994
Architectural Style	Conventional
Construction Type	Frame
Roof Type	Geodesic/Dome
Roof Material	Fiberglass
Lot Area	43,560 sqft (1 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	16 sqft
Deck Area	144 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	2701011000000001002
Street Address	12410 COUNTY ROAD 4047
City	HOLTS SUMMIT
State	MO
Zip	65043-2086
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 14 FIELD OF DREAMS
Legal Subdivision	FIELD OF DREAMS
Legal Lot Number	14
Jurisdiction	CALLAWAY MO
Township / Civil Division	SUMMIT
Census Block Group	2
Census Block	2014
Census Tract	70800

Owner

12410 Co Rd 4047 is owned and occupied by an individual who acquired it in March 2025.

Source: Callaway County records, as of January 14, 2026

Owner of Record	Individual Name on File
Mailing Address	12410 COUNTY ROAD 4047, HOLTS SUMMIT, MO 65043-2086
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 31, 2022	Deed of Trust, Mortgage · ARM CENTRAL TRUST BANK
Jul 17, 2018	Deed of Trust, Mortgage CENTRAL TRUST BANK
Jul 17, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 26, 2025
Deed Sale	Mar 26, 2025
Prior Sale	Aug 19, 2008
Deed Document Number	000518/985
Deed Book / Page	518 / 985
Record Updated	Jun 8, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	12410 COUNTY ROAD 4047, HOLTS SUMMIT, MO 65043-2086
Transaction Type	Mortgage
Record Updated	Jul 5, 2022
Title Company	MIDWEST TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000500/317
Date	May 31, 2022
Book Page	500/317
Instrument	202203410

Lender

Name	CENTRAL TRUST BANK

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Jun 1, 2029
Index	1-Year CMT
Margin	3

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	12410 COUNTY ROAD 4047, HOLTS SUMMIT, MO 65043-2086
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000240/0000000917
Date	Jul 17, 2018
Book Page	0000000240/0000000917
Instrument	201804570

Lender

Name	CENTRAL TRUST BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	354 Months
Due	Jan 1, 2048

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLAWAY MO
Recording Date	Jul 17, 2018
Property Address	12410 COUNTY ROAD 4047, HOLTS SUMMIT, MO 65043-2086
Document Number	473/657
Book / Page	473 / 657
Instrument Date	Jul 12, 2018
Instrument	201804569
Transaction Type	Transfer
Record Updated	Dec 9, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12410 COUNTY ROAD 4047, HOLTS SUMMIT, MO 65043-2086

Tax Assessment & Valuation

The 2025 property tax bill for 12410 Co Rd 4047 was $1,394, down 2.5% from the year before.

Source: Callaway County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Callaway County
Unified School District	Jefferson City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,394.00 (-2.52%)	$22,935 (-)	$120,710 (-)
2024	$1,430.00 (+0.07%)	$22,935 (-)	$120,710 (-)
2023	$1,429.00 (+2.14%)	$22,935 (+2.11%)	$120,710
2022	$1,399.00	$22,460 Land $950 Building $21,510
2021			$118,210 Land $5,000 Building $113,210

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12410 Co Rd 4047 in Zone X, an area of minimal flood risk, though there have been 159 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 5, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	159 (1982–2019)
Claims Outside the SFHA	6 of 159
Most Recent Claim	Jul 2019 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jul 2019 · 15 claims Severe Storms, Tornadoes, Hail, Flooding, Jun 1995 · 46 claims Severe Storms & Flooding, Sep 1993 · 78 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12410 Co Rd 4047 is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 53% of Missouri
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALLAWAY COUNTY PWSD 1 serves 9,840 people · EPA ID MO3024084
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Callabyte Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
FireServe Fixed Wireless · not low latency	100 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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