Charlotte County property record for 1242 Oceanic Rd, Punta Gorda, FL 33983
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.673 acres (29,321 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $55,000 (Mar 2025) |
| Tax Bill | $2,278 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 402309281006 |
| Primary APN | 402309281006 |
|---|
| Lot Area | 29,321 sqft (0.673 acres) |
|---|
| Street Address | 1242 OCEANIC RD |
|---|---|
| City | PUNTA GORDA |
| State | FL |
| Zip | 33983-6368 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | RMF15 |
| Legal Description | PUNTA GORDA ISLES PHASE 23 BLOCK 645 LOT 17 762/28-31 1396/175&76 1516/2110 & 2112 2335/69 2939/1134 |
| Legal Subdivision | PUNTA GORDA ISLES PHASE 23 |
| Legal Block | 645 |
| Legal Lot Number | 17 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PORT CHARLOTTE |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 20101 |
Source: Charlotte County records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6755 YARBERRY LN, NAPLES, FL 34109-7821 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 20, 2025 · Amount on Record |
| Deed Sale | Mar 20, 2025 · Amount on Record |
| Deed Document Number | 20253507316 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Sep 18, 2026 |
| Property Address | 1242 OCEANIC RD, PUNTA GORDA, FL 33983-6368 |
| Document Number | 0003684978 |
| Instrument Date | Sep 14, 2026 |
| Instrument | 20263684978 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU |
| Name | Verified Name |
|---|
| Document Number | 0003684978, |
|---|---|
| Date | Sep 18, 2026 |
| Instrument | 20263684978 |
| Name | CHANGE LENDING LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Charlotte County assessment roll, as of November 19, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,278.00 | $65,025 Land $65,025 | $65,025 Land $65,025 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 22 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 30 units insured incl. 8 condo units |
| Nearby Flood Claims | 10 (2004–2022) |
| Claims Outside the SFHA | 7 of 10 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 10 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
May also be available: BridgeMAXX Suncoast Broadband.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures