1212 Oceanic Rd, Punta Gorda, FL 33983 Property Records

Charlotte County property record for 1212 Oceanic Rd, Punta Gorda, FL 33983

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,066 sqft · built 2019
Lot Size	0.46 acres (20,067 sqft)
Owner	Individual Name on File
Last Sale	$489,900 (Sep 2021)
Tax Bill	$5,227 (2025)
Deeds & Mortgages	May 2021 Mortgage Sep 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`40-23-09-281-003`

Property Details

APN / Parcel Number

Primary APN	`40-23-09-281-003`
Alternative APNs	`0095262-317040-3` `10004612825`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,066 sqft Living Area
Gross Area	3,114 sqft
Flooring	Covered

Exterior

Year Built	Built 2019
Exterior Material	Composition/Composite
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	20,067 sqft (0.46 acres)
Garage Area	606 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	338 sqft
Porch	Porch
Porch Area	258 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	10004612825
Old Parcel Number	00952623170403
Street Address	1212 OCEANIC RD
City	PUNTA GORDA
State	FL
Zip	33983-6368
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMF15
Legal Description	PGI 023 0654 0014 PUNTA GORDA ISLES SEC23 BLK654 LT14 714/710 878/2053 (DIV) 1095/1616&17 1144/542 1580/1333 187
Legal Range	23E
Legal Township	40S
Legal Section	09
Legal Subdivision	PUNTA GORDA ISLES
Legal Block	654
Legal Lot Number	14
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PORT CHARLOTTE
Census Block Group	1
Census Block	1016
Census Tract	20101

Owner

Source: Charlotte County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1212 OCEANIC RD, PUNTA GORDA, FL 33983-6368
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
Sep 27, 2021	Warranty Deed, Transfer · Conventional Mortgage SOUTH CENTRAL BANK
Sep 16, 2019	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FBC MORTGAGE LLC
Mar 16, 2017	Grant Deed, Transfer STEEL CITY TITLE INC, STEEL CTY TITLE INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 27, 2021 · Amount on Record
Deed Sale	Sep 27, 2021 · Amount on Record
Prior Sale	Sep 16, 2019 · Amount on Record
Deed Document Number	3002318
Deed Book / Page	4847 / 2071
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	1212 OCEANIC RD, PUNTA GORDA, FL 33983-6368
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1212 OCEANIC RD, PUNTA GORDA, FL 33983-6368

Mortgage

Document Number	0047641285
Date	May 11, 2021
Book Page	4764/1285
Instrument	2943547

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Sep 27, 2021
Property Address	1212 OCEANIC RD, PUNTA GORDA, FL 33983-6368
Document Number	0048472071
Book / Page	4847 / 2071
Map Reference	MB 12 PG 2A
Instrument Date	Sep 23, 2021
Instrument	3002318
Transaction Type	Transfer
Record Updated	Oct 13, 2021
Title Company	PALM TITLE ASSOCIATES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,429.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1212 OCEANIC RD, 1212, PUNTA GORDA, FL 33983-6368

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1212 OCEANIC RD, PUNTA GORDA, FL 33983-6368

Mortgage

Document Number	48472072
Date	Sep 27, 2021
Instrument	4847/2072

Lender

Name	SOUTH CENTRAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2036

September 2019: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Sep 16, 2019
Property Address	1212 OCEANIC RD, PUNTA GORDA, FL 33983-6368
Document Number	0044821932
Book / Page	4482 / 1932
Map Reference	MB 12 PG 2A-2Z-41
Instrument Date	Aug 28, 2019
Instrument	2743850
Transaction Type	Subdivision Related Transfer
Record Updated	May 2, 2022
Title Company	STEEL CITY TITLE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,615.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9418 CAMDEN FIELD PKWY, 9418, RIVERVIEW, FL 33578-0519

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1212 OCEANIC RD, PUNTA GORDA, FL 33983-6368

Mortgage

Document Number	0044821933
Date	Sep 16, 2019
Instrument	4482/1933

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2049

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Mar 16, 2017
Property Address	1212 OCEANIC RD, PUNTA GORDA, FL 33983-6368
Document Number	0041770648
Book / Page	004177 / 000648
Instrument Date	Mar 3, 2017
Instrument	2507470
Transaction Type	Transfer
Record Updated	May 17, 2017
Title Company	STEEL CITY TITLE INC, STEEL CTY TITLE INC

Transaction

Amount	Amount Recorded
Tax	$84.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	9416 CAMDEN FIELD PKWY RIVERVIEW FL 335780519, RIVERVIEW, FL 33578-0519

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,227.00 (-12.71%) Homeowner's exemption	$386,523 (+6.66%)	$436,065 (+3.48%) Land $54,000 Building $382,065
2023	$5,988.00 (+5.14%) Homeowner's exemption	$362,403 (+3%)	$421,383 (+19.76%) Land $58,500 Building $362,883
2022	$5,695.00 Homeowner's exemption	$351,848 Land $33,660 Building $318,188	$351,848 Land $33,660 Building $318,188

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	30 units insured incl. 8 condo units
Nearby Flood Claims	10 (2004–2022)
Claims Outside the SFHA	7 of 10
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 3 claims Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	10 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: ALTIUS Communications.

Nearby Properties on Oceanic Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures