Winnebago County property record for 12417 N Gate Rd, Roscoe, IL 61073
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,668 sqft · built 1976 |
| Lot Size | 0.59 acres (25,700 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $200,000 (Mar 2017) |
| Tax Bill | $6,320 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage Mar 2017 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-26-202-004 |
| Primary APN | 04-26-202-004 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,668 sqft Living Area |
| Basement Area | 1,668 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Lot Area | 25,700 sqft (0.59 acres) |
| Garage Area | 575 sqft |
| Deck Area | Deck Area |
| Heating Fuel | Gas |
|---|
| Account Number | 026A260 |
|---|---|
| Street Address | 12417 N GATE RD |
| City | ROSCOE |
| State | IL |
| Zip | 61073-9611 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | PLAT 2 THE LEDGES COUNTRY CLUB ESTATESBNG PT NE1/4 SEC 26-46-2 LOT 100 |
| Legal Range | 2 |
| Legal Township | 46 |
| Legal Section | 26 |
| Legal Subdivision | PLAT 2 THE LEDGES COUNTRY CLUB ESTATES |
| Legal Lot Number | 100 |
| Jurisdiction | WINNEBAGO IL |
| Township / Civil Division | ROSCOE |
| Census Block Group | 4 |
| Census Block | 4015 |
| Census Tract | 3903 |
Source: Winnebago County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 12417 N GATE RD, ROSCOE, IL 61073-9611 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 2, 2020 | Deed of Trust, Mortgage · Conventional with PMI BYRON BK |
| Mar 30, 2017 | Warranty Deed, Transfer · Conventional with PMI ALPINE BK&TR |
| Jan 10, 2017 | Grant Deed, Transfer · Line of Credit ALPINE BK&TR |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 30, 2017 · Amount on Record |
| Deed Sale | Mar 30, 2017 · Amount on Record |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Property Address | 12417 N GATE RD, ROSCOE, IL 61073-9611 |
| Document Number | 0001011034 |
| Instrument Date | Apr 2, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2020 |
| Title Company | TITLE UNDERWRITERS AGENCY |
| Name | Verified Name |
|---|---|
| Address | 12417 N GATE RD ROSCOE IL 610739611, ROSCOE, IL 61073-9611 |
| Document Number | 0001011034 |
|---|---|
| Date | Apr 29, 2020 |
| Instrument | 1011034 |
| Name | BYRON BK |
|---|---|
| Type | Bank |
| Address | BYRON, IL 61010 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 28, 2050 |
| Rate | 3.12% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | Mar 30, 2017 |
| Property Address | 12417 N GATE RD, ROSCOE, IL 61073-9611 |
| Document Number | 0001009883 |
| Instrument Date | Mar 29, 2017 |
| Instrument | 1009883 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2017 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $299.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12417 N GATE RD ROSCOE IL 610739611, ROSCOE, IL 61073-9611 |
| Document Number | 1009884 |
|---|---|
| Date | Mar 30, 2017 |
| Instrument | 1009884 |
| Name | ALPINE BK&TR |
|---|---|
| Type | Bank |
| Address | ROCKFORD, IL 61107 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 29, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.25% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | Jan 10, 2017 |
| Property Address | 12417 N GATE RD, ROSCOE, IL 61073-9611 |
| Document Number | 0001000912 |
| Instrument Date | Jan 6, 2017 |
| Instrument | 1000912 |
| Transaction Type | Transfer |
| Record Updated | Jan 24, 2017 |
| Title Company | TITLE UNDERWRITERS AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $175.65 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 6277 E RIVERSIDE BLVD ROCKFORD IL 611144420, ROCKFORD, IL 61114-4420 |
| Document Number | 1000913, |
|---|---|
| Date | Jan 10, 2017 |
| Instrument | 1000913 |
| Name | ALPINE BK&TR |
|---|---|
| Type | Bank |
| Address | ROCKFORD, IL 61107 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
Source: Winnebago County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Winnebago County |
| County Subdivision | Roscoe Township |
| Secondary School District | Hononegah Community High School District 207 (09 - 12) |
| Elementary School District | Kinnikinnick Community Consolidated School District 131 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,320.00 | $87,151 (+33.46%) Land $21,626 Building $65,525 | $261,453 (+33.46%) Land $64,878 Building $196,575 |
| 2022 | Homeowner's exemption | $65,301 Land $16,204 Building $49,097 | $195,903 Land $48,612 Building $147,291 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 12, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 70% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LEGEND LAKES WATER ASSOCIATION private · serves 250 people · EPA ID IL2015300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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