Frederick County property record for 12415 Clyde Young Rd, Keymar, MD 21757
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,856 sqft · built 1976 |
| Lot Size | 1.28 acres (55,757 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $300,000 (May 2006) |
| Tax Bill | $4,073 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Jul 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-276725 |
| Primary APN | 11-276725 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,856 sqft Living Area |
| 1st Floor Area | 1,056 sqft |
| Basement Area | 800 sqft |
| Finished Basement | 800 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 55,757 sqft |
| Garage Type | Detached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 400 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 276725 |
|---|---|
| Street Address | 12415 CLYDE YOUNG RD |
| City | KEYMAR |
| State | MD |
| Zip | 21757-8401 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | LT 9 1.28 AC WEDDLE RD SHARRER HGTS |
| Legal Subdivision | SHARRER HEIGHTS |
| Legal Lot Number | 9 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 11, WOODSBORO |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 767600 |
12415 Clyde Young Rd is owned and occupied by two individuals who bought it in May 2006.
Source: Frederick County records, as of August 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12415 CLYDE YOUNG RD, KEYMAR, MD 21757-8401 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 15, 2026 | Deed of Trust, Mortgage · Line of Credit ACNB BANK |
| Jul 20, 2023 | Deed of Trust, Mortgage · Commercial Mortgage ACNB BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 22, 2006 · Amount on File |
| Deed Sale | May 22, 2006 · Amount on File |
| Deed Document Number | 200663533 |
| Deed Book / Page | 6027 / 669 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | May 15, 2026 |
| Property Address | 12415 CLYDE YOUNG RD, KEYMAR, MD 21757-8401 |
| Document Number | 1786000163 |
| Book / Page | 17864 / 163 |
| Instrument Date | May 1, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | CORPORATE SETTLEMENT SOLUTIONS, CORPORATE SETTLEMENT SOLUTIO |
| Name | Verified Name |
|---|---|
| Address | 12415 CLYDE YOUNG RD, KEYMAR, MD 21757-8401 |
| Document Number | 1786000163, |
|---|---|
| Date | May 15, 2026 |
| Book Page | 17864/163 |
| Name | ACNB BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 12415 CLYDE YOUNG RD, KEYMAR, MD 21757-8401 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2023 |
| Title Company | CORPORATE SETTLEMENTS, CORPORATE SETTLEMENT SLN |
| Name | Verified Name |
|---|---|
| Address | 12415 CLYDE YOUNG RD, KEYMAR, MD 21757-8401 |
| Document Number | 0165250261 |
|---|---|
| Date | Jul 20, 2023 |
| Book Page | 16525/261 |
| Name | ACNB BANK |
|---|---|
| Type | Bank |
| Address | GETTYSBURG, PA 17325 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 12415 Clyde Young Rd was $4,073, up 6% from the year before.
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $344,633 (+7.3%) | $391,500 (+21.89%) Land $163,100 Building $228,400 | |
| 2025 | $4,073.00 (+5.96%) | $321,200 Land $116,900 Building $204,300 | $321,200 Land $116,900 Building $204,300 |
| 2024 | $3,844.00 (+8.65%) | ||
| 2023 | $3,538.00 | $289,267 | $321,200 Land $116,900 Building $204,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12415 Clyde Young Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12415 Clyde Young Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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