12359 Clyde Young Rd, Keymar, MD 21757 Property Records

Frederick County property record for 12359 Clyde Young Rd, Keymar, MD 21757

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,914 sqft · built 1961
Lot Size10 acres (435,600 sqft)
Owner2 Individual Names on Record
Last Sale$615,000 (Sep 2026)
Tax Bill$4,629 (2025)
Deeds & MortgagesSep 2026 Sale & Mortgage
Apr 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN11-276512

Property Details

APN / Parcel Number

Primary APN11-276512
Alternative APN
  • 276512

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,914 sqft Living Area
Gross Area1,946 sqft
1st Floor Area1,464 sqft
Basement Area450 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1961
Architectural StyleConventional
Exterior MaterialSiding Sheathing
Roof MaterialComposition Shingle
Lot Area435,600 sqft (10 acres)

Exterior Amenities

PorchSlab
Porch Area32 sqft
Deck Area150 sqft
Shed1 Shed
Shed Area1,200 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerConnected

Location & Zoning

Account Number276512
Street Address12359 CLYDE YOUNG RD
CityKEYMAR
StateMD
Zip21757-8439
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA
Legal Description10 AC S/S WEDDLE RD. S/LEGORE RD.
Legal SubdivisionROSNER ADAMS SURV
Legal Lot Number5
JurisdictionFREDERICK MD
Township / Civil Division11, WOODSBORO
Census Block Group1
Census Block1023
Census Tract767600

Owner

Source: Frederick County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address12359 CLYDE YOUNG RD, KEYMAR, MD 21757-8439
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Sep 30, 2026Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Apr 26, 2018Deed of Trust, Mortgage · Conventional Mortgage
WOODSBORO BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 30, 2026 · Amount on Record
Deed SaleSep 30, 2026 · Amount on Record
Prior SaleOct 20, 2005 · Amount on Record
Deed Book / Page18067 / 346
Prior Transfer DateJun 27, 2005
Prior Transfer Doc0056470382
Record UpdatedOct 29, 2026

September 2026: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateSep 30, 2026
Property Address12359 CLYDE YOUNG RD, KEYMAR, MD 21757-8439
Document Number1806000346
Book / Page18067 / 346
Instrument DateSep 30, 2026
Transaction TypeTransfer
Record UpdatedOct 9, 2026
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$621,150.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address12359 CLYDE YOUNG RD, KEYMAR, MD 21757-8439

Mortgage

Document Number1806000352,
DateSep 30, 2026
Book Page18067/352
Lender
NameUNITED WHOLESALE MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address12359 CLYDE YOUNG RD, KEYMAR, MD 21757-8439
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0123830304
DateApr 26, 2018
Book Page12383/0304
Lender
NameWOODSBORO BANK
TypeBank
AddressWOODSBORO, MD 21798
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMay 1, 2033

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$391,733 (+6.83%)$441,800 (+20.48%) Land $200,500 Building $241,300
2025$4,629.00 (+7.6%)$366,700 (+14.77%) Land $150,000 Building $216,700$366,700 (-) Land $150,000 Building $216,700
2024$4,302.00 (+10.53%)
2023$3,892.00$319,500$366,700 Land $150,000 Building $216,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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